Itau Unibanco Banco Holding SA (ITUB)vsNortheast Bancorp (NBN)
ITUB
Itau Unibanco Banco Holding SA
$7.54
-0.56%
FINANCIAL SERVICES · Cap: $86.63B
NBN
Northeast Bancorp
$119.29
-1.32%
FINANCIAL SERVICES · Cap: $1.04B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 59912% more annual revenue ($138.19B vs $230.26M). NBN leads profitability with a 42.7% profit margin vs 33.3%. ITUB appears more attractively valued with a PEG of 1.32. NBN earns a higher WallStSmart Score of 75/100 (B+).
ITUB
Strong Buy74
out of 100
Grade: B
NBN
Strong Buy75
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Attractively priced relative to earnings
Keeps 43 of every $100 in revenue as profit
Strong operational efficiency at 65.5%
Revenue surging 34.6% year-over-year
Earnings expanding 58.3% YoY
Reasonable price relative to book value
Areas to Watch
Weak financial health signals
Revenue declined 2.1%
Negative free cash flow — burning cash
Elevated debt levels
Smaller company, higher risk/reward
Elevated debt levels
Expensive relative to growth rate
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.32 suggests the stock is reasonably priced for its growth.
Bull Case : NBN
The strongest argument for NBN centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 42.7% and operating margin at 65.5%. Revenue growth of 34.6% demonstrates continued momentum.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Revenue Growth, Free Cash Flow. Debt-to-equity of 4.99 is elevated, increasing financial risk.
Bear Case : NBN
The primary concerns for NBN are Market Cap, Debt/Equity, PEG Ratio.
Key Dynamics to Monitor
ITUB profiles as a declining stock while NBN is a growth play — different risk/reward profiles.
NBN carries more volatility with a beta of 0.60 — expect wider price swings.
NBN is growing revenue faster at 34.6% — sustainability is the question.
NBN generates stronger free cash flow (-10M), providing more financial flexibility.
Bottom Line
NBN scores higher overall (75/100 vs 74/100), backed by strong 42.7% margins and 34.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
Northeast Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Northeast Bank offers personal and business banking services in Maine, United States. The company is headquartered in Portland, Maine.
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