Itau Unibanco Banco Holding SA (ITUB)vsMeridian Bank (MRBK)
ITUB
Itau Unibanco Banco Holding SA
$8.37
+2.32%
FINANCIAL SERVICES · Cap: $90.15B
MRBK
Meridian Bank
$18.19
+0.55%
FINANCIAL SERVICES · Cap: $216.08M
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 118966% more annual revenue ($138.19B vs $116.06M). ITUB leads profitability with a 33.3% profit margin vs 20.8%. ITUB appears more attractively valued with a PEG of 1.35. ITUB earns a higher WallStSmart Score of 74/100 (B).
ITUB
Strong Buy74
out of 100
Grade: B
MRBK
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 22 in profit
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 85.7% YoY
Keeps 21 of every $100 in revenue as profit
Strong operational efficiency at 23.2%
19.9% revenue growth
Areas to Watch
Revenue declined 2.1%
Negative free cash flow — burning cash
Expensive relative to growth rate
Smaller company, higher risk/reward
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.35 suggests the stock is reasonably priced for its growth.
Bull Case : MRBK
The strongest argument for MRBK centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 20.8% and operating margin at 23.2%. Revenue growth of 19.9% demonstrates continued momentum.
Bear Case : ITUB
The primary concerns for ITUB are Revenue Growth, Free Cash Flow.
Bear Case : MRBK
The primary concerns for MRBK are PEG Ratio, Market Cap, Free Cash Flow.
Key Dynamics to Monitor
ITUB profiles as a declining stock while MRBK is a growth play — different risk/reward profiles.
MRBK carries more volatility with a beta of 0.69 — expect wider price swings.
MRBK is growing revenue faster at 19.9% — sustainability is the question.
MRBK generates stronger free cash flow (-7M), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (74/100 vs 73/100), backed by strong 33.3% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
Meridian Bank
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Meridian Corporation is the holding company for Meridian Bank offering commercial banking products and services in Pennsylvania, New Jersey, Delaware and Maryland. The company is headquartered in Malvern, Pennsylvania.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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