Itau Unibanco Banco Holding SA (ITUB)vsMetropolitan Bank Holding (MCB)
ITUB
Itau Unibanco Banco Holding SA
$7.39
+1.37%
FINANCIAL SERVICES · Cap: $78.59B
MCB
Metropolitan Bank Holding
$95.47
+0.41%
FINANCIAL SERVICES · Cap: $1.18B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 40785% more annual revenue ($143.71B vs $351.50M). ITUB leads profitability with a 32.6% profit margin vs 31.9%. ITUB trades at a lower P/E of 9.1x. ITUB earns a higher WallStSmart Score of 79/100 (B+).
ITUB
Strong Buy79
out of 100
Grade: B+
MCB
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 39.1%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 49.1%
Revenue surging 70.6% year-over-year
Earnings expanding 285.1% YoY
Areas to Watch
Weak financial health signals
Negative free cash flow — burning cash
Smaller company, higher risk/reward
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 32.6% and operating margin at 39.1%. Revenue growth of 17.5% demonstrates continued momentum.
Bull Case : MCB
The strongest argument for MCB centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 31.9% and operating margin at 49.1%. Revenue growth of 70.6% demonstrates continued momentum.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Free Cash Flow.
Bear Case : MCB
The primary concerns for MCB are Market Cap, Free Cash Flow, Altman Z-Score.
Key Dynamics to Monitor
MCB carries more volatility with a beta of 1.04 — expect wider price swings.
MCB is growing revenue faster at 70.6% — sustainability is the question.
MCB generates stronger free cash flow (-12M), providing more financial flexibility.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ITUB scores higher overall (79/100 vs 74/100), backed by strong 32.6% margins and 17.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
Metropolitan Bank Holding
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Metropolitan Bank Holding Corp. The company is headquartered in New York, New York.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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