Itau Unibanco Banco Holding SA (ITUB)vsLakeland Financial Corporation (LKFN)
ITUB
Itau Unibanco Banco Holding SA
$8.37
+2.32%
FINANCIAL SERVICES · Cap: $90.15B
LKFN
Lakeland Financial Corporation
$61.55
-1.68%
FINANCIAL SERVICES · Cap: $1.56B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 51483% more annual revenue ($138.19B vs $267.89M). LKFN leads profitability with a 41.0% profit margin vs 33.3%. ITUB appears more attractively valued with a PEG of 1.35. LKFN earns a higher WallStSmart Score of 75/100 (B).
ITUB
Strong Buy74
out of 100
Grade: B
LKFN
Strong Buy75
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 22 in profit
Reasonable price relative to book value
Keeps 41 of every $100 in revenue as profit
Strong operational efficiency at 49.4%
Attractively priced relative to earnings
Reasonable price relative to book value
18.8% revenue growth
Earnings expanding 33.3% YoY
Areas to Watch
Revenue declined 2.1%
Negative free cash flow — burning cash
Smaller company, higher risk/reward
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.35 suggests the stock is reasonably priced for its growth.
Bull Case : LKFN
The strongest argument for LKFN centers on Profit Margin, Operating Margin, P/E Ratio. Profitability is solid with margins at 41.0% and operating margin at 49.4%. Revenue growth of 18.8% demonstrates continued momentum.
Bear Case : ITUB
The primary concerns for ITUB are Revenue Growth, Free Cash Flow.
Bear Case : LKFN
The primary concerns for LKFN are Market Cap, Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
ITUB profiles as a declining stock while LKFN is a growth play — different risk/reward profiles.
LKFN carries more volatility with a beta of 0.74 — expect wider price swings.
LKFN is growing revenue faster at 18.8% — sustainability is the question.
LKFN generates stronger free cash flow (30M), providing more financial flexibility.
Bottom Line
LKFN scores higher overall (75/100 vs 74/100), backed by strong 41.0% margins and 18.8% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
Lakeland Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Lakeland Financial Corporation is the banking holding company for Lake City Bank offering various banking products and services. The company is headquartered in Warsaw, Indiana.
Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?