WallStSmart

Intuit Inc (INTU)vsPAR Technology Corporation (PAR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Intuit Inc generates 4317% more annual revenue ($20.12B vs $455.55M). INTU leads profitability with a 21.6% profit margin vs -18.5%. PAR appears more attractively valued with a PEG of 0.77. INTU earns a higher WallStSmart Score of 65/100 (C+).

INTU

Buy

65

out of 100

Grade: C+

Growth: 6.7Profit: 8.0Value: 7.3Quality: 6.3
Piotroski: 6/9Altman Z: 2.52

PAR

Buy

52

out of 100

Grade: C-

Growth: 6.7Profit: 2.0Value: 6.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

INTUSignificantly Overvalued (-308.7%)

Margin of Safety

-308.7%

Fair Value

$104.45

Current Price

$426.86

$322.41 premium

UndervaluedFair: $104.45Overvalued

Intrinsic value data unavailable for PAR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

INTU5 strengths · Avg: 9.0/10
Revenue GrowthGrowth
41.0%10/10

Revenue surging 41.0% year-over-year

Market CapQuality
$120.34B9/10

Large-cap with strong market position

Return on EquityProfitability
23.5%9/10

Every $100 of equity generates 24 in profit

Profit MarginProfitability
21.6%9/10

Keeps 22 of every $100 in revenue as profit

Free Cash FlowQuality
$1.52B8/10

Generating 1.5B in free cash flow

PAR2 strengths · Avg: 9.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

PEG RatioValuation
0.778/10

Growing faster than its price suggests

Areas to Watch

INTU2 concerns · Avg: 3.0/10
P/E RatioValuation
28.1x4/10

Moderate valuation

EPS GrowthGrowth
-18.5%2/10

Earnings declined 18.5%

PAR4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$573.67M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-10.0%2/10

ROE of -10.0% — below average capital efficiency

Free Cash FlowQuality
$-15.20M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : INTU

The strongest argument for INTU centers on Revenue Growth, Market Cap, Return on Equity. Profitability is solid with margins at 21.6% and operating margin at 15.7%. Revenue growth of 41.0% demonstrates continued momentum.

Bull Case : PAR

The strongest argument for PAR centers on Price/Book, PEG Ratio. Revenue growth of 14.4% demonstrates continued momentum. PEG of 0.77 suggests the stock is reasonably priced for its growth.

Bear Case : INTU

The primary concerns for INTU are P/E Ratio, EPS Growth.

Bear Case : PAR

The primary concerns for PAR are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

INTU profiles as a growth stock while PAR is a turnaround play — different risk/reward profiles.

PAR carries more volatility with a beta of 1.43 — expect wider price swings.

INTU is growing revenue faster at 41.0% — sustainability is the question.

INTU generates stronger free cash flow (1.5B), providing more financial flexibility.

Bottom Line

INTU scores higher overall (65/100 vs 52/100), backed by strong 21.6% margins and 41.0% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Intuit Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Intuit Inc. is an American business that specializes in financial software. Intuit's products include the tax preparation application TurboTax, personal finance app Mint and the small business accounting program QuickBooks.

PAR Technology Corporation

TECHNOLOGY · SOFTWARE - APPLICATION · USA

PAR Technology Corporation provides point of sale (POS) solutions to the restaurant and retail industries globally. The company is headquartered in New Hartford, New York.

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