WallStSmart

Intel Corporation (INTC)vsUsio Inc (USIO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Intel Corporation generates 60410% more annual revenue ($53.76B vs $88.85M). USIO leads profitability with a -2.4% profit margin vs -5.9%. USIO appears more attractively valued with a PEG of 0.95. USIO earns a higher WallStSmart Score of 42/100 (D).

INTC

Hold

35

out of 100

Grade: F

Growth: 3.3Profit: 3.5Value: 5.3Quality: 7.0
Piotroski: 5/9Altman Z: 1.69

USIO

Hold

42

out of 100

Grade: D

Growth: 5.3Profit: 2.5Value: 6.0Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

INTC1 strengths · Avg: 10.0/10
Market CapQuality
$566.48B10/10

Mega-cap, among the largest globally

USIO3 strengths · Avg: 8.0/10
PEG RatioValuation
0.958/10

Growing faster than its price suggests

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
15.7%8/10

15.7% revenue growth

Areas to Watch

INTC4 concerns · Avg: 2.5/10
Altman Z-ScoreHealth
1.694/10

Distress zone — elevated risk

Return on EquityProfitability
-2.9%2/10

ROE of -2.9% — below average capital efficiency

EPS GrowthGrowth
-71.7%2/10

Earnings declined 71.7%

Free Cash FlowQuality
$-2.54B2/10

Negative free cash flow — burning cash

USIO4 concerns · Avg: 2.5/10
Market CapQuality
$47.19M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
0.9%3/10

Operating margin of 0.9%

Return on EquityProfitability
-11.6%2/10

ROE of -11.6% — below average capital efficiency

EPS GrowthGrowth
-63.3%2/10

Earnings declined 63.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : INTC

The strongest argument for INTC centers on Market Cap. PEG of 1.36 suggests the stock is reasonably priced for its growth.

Bull Case : USIO

The strongest argument for USIO centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 15.7% demonstrates continued momentum. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bear Case : INTC

The primary concerns for INTC are Altman Z-Score, Return on Equity, EPS Growth.

Bear Case : USIO

The primary concerns for USIO are Market Cap, Operating Margin, Return on Equity.

Key Dynamics to Monitor

INTC profiles as a turnaround stock while USIO is a growth play — different risk/reward profiles.

INTC carries more volatility with a beta of 2.19 — expect wider price swings.

USIO is growing revenue faster at 15.7% — sustainability is the question.

USIO generates stronger free cash flow (548,650), providing more financial flexibility.

Bottom Line

USIO scores higher overall (42/100 vs 35/100) and 15.7% revenue growth. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Intel Corporation

TECHNOLOGY · SEMICONDUCTORS · USA

Intel Corporation is an American multinational corporation and technology company headquartered in Santa Clara, California, in Silicon Valley. It is the world's largest semiconductor chip manufacturer by revenue, and is the developer of the x86 series of microprocessors, the processors found in most personal computers (PCs).

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Usio Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Usio, Inc., provides integrated electronic payment processing services to merchants and businesses in the United States. The company is headquartered in San Antonio, Texas.

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