WallStSmart

Intel Corporation (INTC)vsPaylocity Holding Corporation (PCTY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Intel Corporation generates 3012% more annual revenue ($53.76B vs $1.73B). PCTY leads profitability with a 14.9% profit margin vs -5.9%. PCTY appears more attractively valued with a PEG of 0.86. PCTY earns a higher WallStSmart Score of 74/100 (B).

INTC

Hold

35

out of 100

Grade: F

Growth: 3.3Profit: 3.5Value: 5.3Quality: 7.0
Piotroski: 5/9Altman Z: 1.69

PCTY

Strong Buy

74

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 8.0Quality: 6.0
Piotroski: 6/9Altman Z: 1.22
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for INTC.

PCTYUndervalued (+55.3%)

Margin of Safety

+55.3%

Fair Value

$240.76

Current Price

$113.46

$127.30 discount

UndervaluedFair: $240.76Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

INTC1 strengths · Avg: 10.0/10
Market CapQuality
$566.48B10/10

Mega-cap, among the largest globally

PCTY5 strengths · Avg: 8.8/10
Operating MarginProfitability
31.2%10/10

Strong operational efficiency at 31.2%

Return on EquityProfitability
21.9%9/10

Every $100 of equity generates 22 in profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

EPS GrowthGrowth
27.3%8/10

Earnings expanding 27.3% YoY

Areas to Watch

INTC4 concerns · Avg: 2.5/10
Altman Z-ScoreHealth
1.694/10

Distress zone — elevated risk

Return on EquityProfitability
-2.9%2/10

ROE of -2.9% — below average capital efficiency

EPS GrowthGrowth
-71.7%2/10

Earnings declined 71.7%

Free Cash FlowQuality
$-2.54B2/10

Negative free cash flow — burning cash

PCTY1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
1.222/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : INTC

The strongest argument for INTC centers on Market Cap. PEG of 1.36 suggests the stock is reasonably priced for its growth.

Bull Case : PCTY

The strongest argument for PCTY centers on Operating Margin, Return on Equity, Debt/Equity. Revenue growth of 10.5% demonstrates continued momentum. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bear Case : INTC

The primary concerns for INTC are Altman Z-Score, Return on Equity, EPS Growth.

Bear Case : PCTY

The primary concerns for PCTY are Altman Z-Score.

Key Dynamics to Monitor

INTC profiles as a turnaround stock while PCTY is a value play — different risk/reward profiles.

INTC carries more volatility with a beta of 2.19 — expect wider price swings.

PCTY is growing revenue faster at 10.5% — sustainability is the question.

PCTY generates stronger free cash flow (210M), providing more financial flexibility.

Bottom Line

PCTY scores higher overall (74/100 vs 35/100) and 10.5% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Intel Corporation

TECHNOLOGY · SEMICONDUCTORS · USA

Intel Corporation is an American multinational corporation and technology company headquartered in Santa Clara, California, in Silicon Valley. It is the world's largest semiconductor chip manufacturer by revenue, and is the developer of the x86 series of microprocessors, the processors found in most personal computers (PCs).

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Paylocity Holding Corporation

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Paylocity Holding Corporation provides cloud-based payroll and human capital management software solutions for midsize organizations in the United States. The company is headquartered in Schaumburg, Illinois.

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