Intel Corporation (INTC)vsPaycom Software, Inc. (PAYC)
INTC
Intel Corporation
$94.48
-0.28%
TECHNOLOGY · Cap: $474.86B
PAYC
Paycom Software, Inc.
$127.93
+2.49%
TECHNOLOGY · Cap: $6.94B
Smart Verdict
WallStSmart Research — data-driven comparison
Intel Corporation generates 2520% more annual revenue ($53.76B vs $2.05B). PAYC leads profitability with a 22.1% profit margin vs -5.9%. INTC appears more attractively valued with a PEG of 0.50. PAYC earns a higher WallStSmart Score of 69/100 (B-).
INTC
Hold37
out of 100
Grade: F
PAYC
Strong Buy69
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-30.5%
Fair Value
$34.96
Current Price
$94.48
$59.52 premium
Margin of Safety
+72.3%
Fair Value
$428.41
Current Price
$127.93
$300.48 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Growing faster than its price suggests
Every $100 of equity generates 27 in profit
Keeps 22 of every $100 in revenue as profit
Attractively priced relative to earnings
Strong operational efficiency at 28.9%
Areas to Watch
Distress zone — elevated risk
ROE of -2.9% — below average capital efficiency
Earnings declined 71.7%
Negative free cash flow — burning cash
2.1% earnings growth
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : INTC
The strongest argument for INTC centers on Market Cap, PEG Ratio. PEG of 0.50 suggests the stock is reasonably priced for its growth.
Bull Case : PAYC
The strongest argument for PAYC centers on Return on Equity, Profit Margin, P/E Ratio. Profitability is solid with margins at 22.1% and operating margin at 28.9%. Revenue growth of 10.2% demonstrates continued momentum.
Bear Case : INTC
The primary concerns for INTC are Altman Z-Score, Return on Equity, EPS Growth.
Bear Case : PAYC
The primary concerns for PAYC are EPS Growth, Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
INTC profiles as a turnaround stock while PAYC is a mature play — different risk/reward profiles.
INTC carries more volatility with a beta of 1.35 — expect wider price swings.
PAYC is growing revenue faster at 10.2% — sustainability is the question.
PAYC generates stronger free cash flow (123M), providing more financial flexibility.
Bottom Line
PAYC scores higher overall (69/100 vs 37/100), backed by strong 22.1% margins and 10.2% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Intel Corporation
TECHNOLOGY · SEMICONDUCTORS · USA
Intel Corporation is an American multinational corporation and technology company headquartered in Santa Clara, California, in Silicon Valley. It is the world's largest semiconductor chip manufacturer by revenue, and is the developer of the x86 series of microprocessors, the processors found in most personal computers (PCs).
Visit Website →Paycom Software, Inc.
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Paycom Software, Inc., known simply as Paycom, is an American online payroll and human resource technology provider based in Oklahoma City, Oklahoma.
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