WallStSmart

Ingredion Incorporated (INGR)vsThe J. M. Smucker Company (SJM)

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Smart Verdict

WallStSmart Research — data-driven comparison

The J. M. Smucker Company generates 27% more annual revenue ($9.16B vs $7.21B). INGR leads profitability with a 8.2% profit margin vs 2.5%. INGR appears more attractively valued with a PEG of 1.13. INGR earns a higher WallStSmart Score of 58/100 (C).

INGR

Buy

58

out of 100

Grade: C

Growth: 2.7Profit: 6.5Value: 6.0Quality: 8.5
Piotroski: 6/9Altman Z: 3.41

SJM

Buy

51

out of 100

Grade: C-

Growth: 4.0Profit: 5.5Value: 4.0Quality: 3.5
Piotroski: 4/9Altman Z: 0.88
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

INGRSignificantly Overvalued (-43.7%)

Margin of Safety

-43.7%

Fair Value

$83.45

Current Price

$94.25

$10.80 premium

UndervaluedFair: $83.45Overvalued
SJMUndervalued (+13.8%)

Margin of Safety

+13.8%

Fair Value

$128.91

Current Price

$125.46

$3.45 discount

UndervaluedFair: $128.91Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

INGR3 strengths · Avg: 10.0/10
P/E RatioValuation
10.7x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.4110/10

Safe zone — low bankruptcy risk

SJM1 strengths · Avg: 8.0/10
Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Areas to Watch

INGR3 concerns · Avg: 2.7/10
Revenue GrowthGrowth
0.9%4/10

0.9% revenue growth

EPS GrowthGrowth
-40.5%2/10

Earnings declined 40.5%

Free Cash FlowQuality
$-10.00M2/10

Negative free cash flow — burning cash

SJM4 concerns · Avg: 3.3/10
PEG RatioValuation
1.684/10

Expensive relative to growth rate

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.5%3/10

2.5% margin — thin

Debt/EquityHealth
1.203/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : INGR

The strongest argument for INGR centers on P/E Ratio, Price/Book, Altman Z-Score. PEG of 1.13 suggests the stock is reasonably priced for its growth.

Bull Case : SJM

The strongest argument for SJM centers on Price/Book.

Bear Case : INGR

The primary concerns for INGR are Revenue Growth, EPS Growth, Free Cash Flow.

Bear Case : SJM

The primary concerns for SJM are PEG Ratio, Return on Equity, Profit Margin. A P/E of 59.5x leaves little room for execution misses. Thin 2.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

INGR carries more volatility with a beta of 0.64 — expect wider price swings.

SJM is growing revenue faster at 5.0% — sustainability is the question.

SJM generates stronger free cash flow (337M), providing more financial flexibility.

Monitor PACKAGED FOODS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

INGR scores higher overall (58/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ingredion Incorporated

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

Ingredion Incorporated, produces and sells starches and sweeteners for various industries. The company is headquartered in Westchester, Illinois.

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The J. M. Smucker Company

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

The J. M. Smucker Company, also known as Smucker and Smucker's, is an American manufacturer of jam, peanut butter, jelly, fruit syrups, beverages, shortening, ice cream toppings, and other products in North America. Smucker's headquarters are located in Orrville, Ohio.

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