ING Group NV ADR (ING)vsSun Life Financial Inc. (SLF)
ING
ING Group NV ADR
$37.27
+1.64%
FINANCIAL SERVICES · Cap: $104.52B
SLF
Sun Life Financial Inc.
$79.67
+0.14%
FINANCIAL SERVICES · Cap: $45.08B
Smart Verdict
WallStSmart Research — data-driven comparison
Sun Life Financial Inc. generates 41% more annual revenue ($35.53B vs $25.21B). ING leads profitability with a 34.5% profit margin vs 9.5%. SLF appears more attractively valued with a PEG of 1.61. ING earns a higher WallStSmart Score of 68/100 (B-).
ING
Strong Buy68
out of 100
Grade: B-
SLF
Strong Buy65
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 49.1%
Large-cap with strong market position
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 22.1% YoY
Reasonable price relative to book value
Earnings expanding 43.2% YoY
Areas to Watch
Expensive relative to growth rate
Weak financial health signals
Elevated debt levels
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : ING
The strongest argument for ING centers on Profit Margin, Operating Margin, Market Cap. Profitability is solid with margins at 34.5% and operating margin at 49.1%. Revenue growth of 11.1% demonstrates continued momentum.
Bull Case : SLF
The strongest argument for SLF centers on Price/Book, EPS Growth.
Bear Case : ING
The primary concerns for ING are PEG Ratio, Piotroski F-Score, Debt/Equity. Debt-to-equity of 3.68 is elevated, increasing financial risk.
Bear Case : SLF
The primary concerns for SLF are PEG Ratio.
Key Dynamics to Monitor
ING profiles as a mature stock while SLF is a value play — different risk/reward profiles.
ING carries more volatility with a beta of 0.90 — expect wider price swings.
ING is growing revenue faster at 11.1% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ING scores higher overall (68/100 vs 65/100), backed by strong 34.5% margins and 11.1% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
ING Group NV ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
ING Groep NV, a financial institution, offers various banking products and services to individuals, small and medium-sized businesses and medium-sized businesses. The company is headquartered in Amsterdam, the Netherlands.
Visit Website →Sun Life Financial Inc.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.
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