WallStSmart

International Money Express Inc (IMXI)vsTurtle Beach Corporation (TBCH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

International Money Express Inc generates 98% more annual revenue ($589.28M vs $298.19M). IMXI leads profitability with a 4.3% profit margin vs 0.4%. TBCH appears more attractively valued with a PEG of 1.00. IMXI earns a higher WallStSmart Score of 44/100 (D).

IMXI

Hold

44

out of 100

Grade: D

Growth: 2.7Profit: 5.0Value: 5.7Quality: 6.5
Piotroski: 3/9Altman Z: 3.10

TBCH

Hold

43

out of 100

Grade: D

Growth: 4.0Profit: 3.5Value: 5.0Quality: 7.0
Piotroski: 5/9Altman Z: 1.92

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IMXI3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
3.1010/10

Safe zone — low bankruptcy risk

P/E RatioValuation
16.9x8/10

Attractively priced relative to earnings

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

TBCH2 strengths · Avg: 8.0/10
PEG RatioValuation
1.008/10

Growing faster than its price suggests

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Areas to Watch

IMXI4 concerns · Avg: 3.3/10
PEG RatioValuation
2.284/10

Expensive relative to growth rate

Market CapQuality
$430.95M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Debt/EquityHealth
1.613/10

Elevated debt levels

TBCH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.924/10

Grey zone — moderate risk

Market CapQuality
$265.76M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.1%3/10

ROE of 1.1% — below average capital efficiency

Profit MarginProfitability
0.4%3/10

0.4% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : IMXI

The strongest argument for IMXI centers on Altman Z-Score, P/E Ratio, Price/Book.

Bull Case : TBCH

The strongest argument for TBCH centers on PEG Ratio, Price/Book. PEG of 1.00 suggests the stock is reasonably priced for its growth.

Bear Case : IMXI

The primary concerns for IMXI are PEG Ratio, Market Cap, Profit Margin. Debt-to-equity of 1.61 is elevated, increasing financial risk. Thin 4.3% margins leave little buffer for downturns.

Bear Case : TBCH

The primary concerns for TBCH are Altman Z-Score, Market Cap, Return on Equity. A P/E of 669.5x leaves little room for execution misses. Thin 0.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

TBCH carries more volatility with a beta of 2.29 — expect wider price swings.

IMXI is growing revenue faster at -14.9% — sustainability is the question.

TBCH generates stronger free cash flow (29M), providing more financial flexibility.

Monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

IMXI scores higher overall (44/100 vs 43/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

International Money Express Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

International Money Express, Inc., through its subsidiary, is a money transfer service company in the United States, Latin America, Mexico, Africa, Central America, South America, and the Caribbean. The company is headquartered in Miami, Florida.

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Turtle Beach Corporation

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Turtle Beach Corporation is an audio technology company in North America, Europe, the Middle East, and the Asia Pacific. The company is headquartered in White Plains, New York.

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