WallStSmart

Insteel Industries Inc (IIIN)vsPACCAR Inc (PCAR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PACCAR Inc generates 3927% more annual revenue ($27.78B vs $689.91M). PCAR leads profitability with a 8.9% profit margin vs 6.2%. PCAR appears more attractively valued with a PEG of 1.19. IIIN earns a higher WallStSmart Score of 56/100 (C).

IIIN

Buy

56

out of 100

Grade: C

Growth: 3.3Profit: 5.0Value: 6.7Quality: 9.0
Piotroski: 5/9Altman Z: 5.53

PCAR

Buy

54

out of 100

Grade: C-

Growth: 4.0Profit: 6.0Value: 4.7Quality: 4.5
Piotroski: 1/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

IIINUndervalued (+14.4%)

Margin of Safety

+14.4%

Fair Value

$43.39

Current Price

$27.00

$16.39 discount

UndervaluedFair: $43.39Overvalued
PCARSignificantly Overvalued (-24.4%)

Margin of Safety

-24.4%

Fair Value

$104.06

Current Price

$112.96

$8.90 premium

UndervaluedFair: $104.06Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IIIN4 strengths · Avg: 9.5/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
5.5310/10

Safe zone — low bankruptcy risk

P/E RatioValuation
12.4x8/10

Attractively priced relative to earnings

PCAR1 strengths · Avg: 9.0/10
Market CapQuality
$60.02B9/10

Large-cap with strong market position

Areas to Watch

IIIN4 concerns · Avg: 2.8/10
Market CapQuality
$524.12M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.2%3/10

6.2% margin — thin

Operating MarginProfitability
3.9%3/10

Operating margin of 3.9%

EPS GrowthGrowth
-48.5%2/10

Earnings declined 48.5%

PCAR2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-8.9%2/10

Revenue declined 8.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : IIIN

The strongest argument for IIIN centers on Price/Book, Debt/Equity, Altman Z-Score. PEG of 1.27 suggests the stock is reasonably priced for its growth.

Bull Case : PCAR

The strongest argument for PCAR centers on Market Cap. PEG of 1.19 suggests the stock is reasonably priced for its growth.

Bear Case : IIIN

The primary concerns for IIIN are Market Cap, Profit Margin, Operating Margin.

Bear Case : PCAR

The primary concerns for PCAR are Piotroski F-Score, Revenue Growth.

Key Dynamics to Monitor

PCAR carries more volatility with a beta of 1.03 — expect wider price swings.

IIIN is growing revenue faster at 7.5% — sustainability is the question.

PCAR generates stronger free cash flow (825M), providing more financial flexibility.

Monitor METAL FABRICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

IIIN scores higher overall (56/100 vs 54/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Insteel Industries Inc

INDUSTRIALS · METAL FABRICATION · USA

Insteel Industries, Inc., manufactures and markets steel wire reinforcing products for concrete construction applications. The company is headquartered in Mount Airy, North Carolina.

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PACCAR Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.

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