WallStSmart

Ihuman Inc (IH)vsWalmart Inc. (WMT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Walmart Inc. generates 89775% more annual revenue ($725.30B vs $807.02M). IH leads profitability with a 11.8% profit margin vs 3.1%. IH trades at a lower P/E of 5.8x. WMT earns a higher WallStSmart Score of 49/100 (D+).

IH

Hold

39

out of 100

Grade: F

Growth: 2.0Profit: 5.0Value: 8.3Quality: 9.0
Piotroski: 4/9Altman Z: 3.22

WMT

Hold

49

out of 100

Grade: D+

Growth: 6.7Profit: 5.5Value: 3.7Quality: 6.0
Piotroski: 4/9Altman Z: 3.66
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

IHUndervalued (+81.3%)

Margin of Safety

+81.3%

Fair Value

$11.02

Current Price

$1.62

$9.40 discount

UndervaluedFair: $11.02Overvalued

Intrinsic value data unavailable for WMT.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IH4 strengths · Avg: 10.0/10
P/E RatioValuation
5.8x10/10

Attractively priced relative to earnings

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.2210/10

Safe zone — low bankruptcy risk

WMT3 strengths · Avg: 9.7/10
Market CapQuality
$899.74B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
24.4%9/10

Every $100 of equity generates 24 in profit

Areas to Watch

IH4 concerns · Avg: 2.5/10
Market CapQuality
$79.74M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
4.7%3/10

Operating margin of 4.7%

Revenue GrowthGrowth
-18.1%2/10

Revenue declined 18.1%

EPS GrowthGrowth
-33.5%2/10

Earnings declined 33.5%

WMT4 concerns · Avg: 3.5/10
P/E RatioValuation
39.8x4/10

Premium valuation, high expectations priced in

Price/BookValuation
9.5x4/10

Trading at 9.5x book value

Profit MarginProfitability
3.1%3/10

3.1% margin — thin

Operating MarginProfitability
4.2%3/10

Operating margin of 4.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : IH

The strongest argument for IH centers on P/E Ratio, Price/Book, Debt/Equity.

Bull Case : WMT

The strongest argument for WMT centers on Market Cap, Altman Z-Score, Return on Equity.

Bear Case : IH

The primary concerns for IH are Market Cap, Operating Margin, Revenue Growth.

Bear Case : WMT

The primary concerns for WMT are P/E Ratio, Price/Book, Profit Margin. Thin 3.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

IH profiles as a declining stock while WMT is a value play — different risk/reward profiles.

WMT carries more volatility with a beta of 0.65 — expect wider price swings.

WMT is growing revenue faster at 7.3% — sustainability is the question.

Monitor EDUCATION & TRAINING SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

WMT scores higher overall (49/100 vs 39/100). IH offers better value entry with a 81.3% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ihuman Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

iHuman Inc. provides children's entertainment products and services to individual users, educational organizations and distributors in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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Walmart Inc.

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Walmart Inc. is an American multinational retail corporation that operates a chain of hypermarkets, discount department stores, and grocery stores from the United States, headquartered in Bentonville, Arkansas. It also owns and operates Sam's Club retail warehouses.

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