WallStSmart

ICF International Inc (ICFI)vsSBC Medical Group Holdings Incorporated (SBC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ICF International Inc generates 976% more annual revenue ($1.82B vs $169.34M). SBC leads profitability with a 24.1% profit margin vs 4.7%. SBC trades at a lower P/E of 7.5x. SBC earns a higher WallStSmart Score of 52/100 (C-).

ICFI

Hold

47

out of 100

Grade: D+

Growth: 2.7Profit: 5.5Value: 5.3Quality: 6.0
Piotroski: 4/9Altman Z: 2.43

SBC

Buy

52

out of 100

Grade: C-

Growth: 2.0Profit: 8.5Value: 6.7Quality: 8.5
Piotroski: 2/9Altman Z: 3.94
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ICFIOvervalued (-5.8%)

Margin of Safety

-5.8%

Fair Value

$74.09

Current Price

$69.88

$4.21 premium

UndervaluedFair: $74.09Overvalued

Intrinsic value data unavailable for SBC.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ICFI2 strengths · Avg: 9.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

P/E RatioValuation
14.9x8/10

Attractively priced relative to earnings

SBC6 strengths · Avg: 9.8/10
P/E RatioValuation
7.5x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Operating MarginProfitability
41.1%10/10

Strong operational efficiency at 41.1%

Debt/EquityHealth
0.0810/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.9410/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
24.1%9/10

Keeps 24 of every $100 in revenue as profit

Areas to Watch

ICFI4 concerns · Avg: 3.0/10
PEG RatioValuation
1.884/10

Expensive relative to growth rate

Market CapQuality
$1.25B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
4.7%3/10

4.7% margin — thin

Revenue GrowthGrowth
-10.3%2/10

Revenue declined 10.3%

SBC4 concerns · Avg: 2.5/10
Market CapQuality
$310.60M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Revenue GrowthGrowth
-9.0%2/10

Revenue declined 9.0%

EPS GrowthGrowth
-47.1%2/10

Earnings declined 47.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : ICFI

The strongest argument for ICFI centers on Price/Book, P/E Ratio.

Bull Case : SBC

The strongest argument for SBC centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 24.1% and operating margin at 41.1%.

Bear Case : ICFI

The primary concerns for ICFI are PEG Ratio, Market Cap, Profit Margin. Thin 4.7% margins leave little buffer for downturns.

Bear Case : SBC

The primary concerns for SBC are Market Cap, Piotroski F-Score, Revenue Growth.

Key Dynamics to Monitor

ICFI profiles as a value stock while SBC is a declining play — different risk/reward profiles.

SBC carries more volatility with a beta of 0.59 — expect wider price swings.

SBC is growing revenue faster at -9.0% — sustainability is the question.

SBC generates stronger free cash flow (9M), providing more financial flexibility.

Bottom Line

SBC scores higher overall (52/100 vs 47/100), backed by strong 24.1% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ICF International Inc

INDUSTRIALS · CONSULTING SERVICES · USA

ICF International, Inc. provides management, marketing, technology and policy consulting and implementation services to government and commercial clients in the United States and internationally. The company is headquartered in Fairfax, Virginia.

SBC Medical Group Holdings Incorporated

INDUSTRIALS · CONSULTING SERVICES · USA

SBC Medical Group Holdings, incorporated in Delaware in 2023 and headquartered in Tokyo, Japan, provides management services to cosmetic treatment centers primarily in Japan, with additional locations in Vietnam and California.

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