ICICI Bank Limited (IBN)vsValley National Bancorp (VLY)
IBN
ICICI Bank Limited
$30.41
+0.23%
FINANCIAL SERVICES · Cap: $105.63B
VLY
Valley National Bancorp
$14.77
-0.74%
FINANCIAL SERVICES · Cap: $7.90B
Smart Verdict
WallStSmart Research — data-driven comparison
ICICI Bank Limited generates 101349% more annual revenue ($2.04T vs $2.01B). VLY leads profitability with a 34.5% profit margin vs 27.5%. IBN appears more attractively valued with a PEG of 0.53. VLY earns a higher WallStSmart Score of 77/100 (B+).
IBN
Strong Buy71
out of 100
Grade: B
VLY
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 38.5%
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Reasonable price relative to book value
Reasonable price relative to book value
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 46.8%
Attractively priced relative to earnings
15.0% revenue growth
Earnings expanding 31.8% YoY
Areas to Watch
Weak financial health signals
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : IBN
The strongest argument for IBN centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 27.5% and operating margin at 38.5%. Revenue growth of 11.4% demonstrates continued momentum.
Bull Case : VLY
The strongest argument for VLY centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 34.5% and operating margin at 46.8%. Revenue growth of 15.0% demonstrates continued momentum.
Bear Case : IBN
The primary concerns for IBN are Piotroski F-Score, Altman Z-Score.
Bear Case : VLY
The primary concerns for VLY are Altman Z-Score.
Key Dynamics to Monitor
VLY carries more volatility with a beta of 1.05 — expect wider price swings.
VLY is growing revenue faster at 15.0% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
VLY scores higher overall (77/100 vs 71/100), backed by strong 34.5% margins and 15.0% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
ICICI Bank Limited
FINANCIAL SERVICES · BANKS - REGIONAL · USA
ICICI Bank Limited offers various banking products and financial services in India and internationally. The company is headquartered in Mumbai, India.
Visit Website →Valley National Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Valley National Bancorp is the parent company of Valley National Bank offering various commercial, retail, insurance and wealth management financial services products. The company is headquartered in New York, New York.
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