ICICI Bank Limited (IBN)vsNorthwest Bancshares Inc (NWBI)
IBN
ICICI Bank Limited
$26.31
+1.08%
FINANCIAL SERVICES · Cap: $95.10B
NWBI
Northwest Bancshares Inc
$12.51
+0.48%
FINANCIAL SERVICES · Cap: $1.82B
Smart Verdict
WallStSmart Research — data-driven comparison
ICICI Bank Limited generates 321173% more annual revenue ($1.92T vs $599.09M). IBN leads profitability with a 27.5% profit margin vs 21.0%. IBN appears more attractively valued with a PEG of 0.53. NWBI earns a higher WallStSmart Score of 71/100 (B).
IBN
Strong Buy69
out of 100
Grade: B-
NWBI
Strong Buy71
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-191.4%
Fair Value
$10.68
Current Price
$26.31
$15.63 premium
Margin of Safety
+52.4%
Fair Value
$27.31
Current Price
$12.51
$14.80 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 34.0%
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 39.9%
Keeps 21 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Revenue surging 25.1% year-over-year
Areas to Watch
3.0% revenue growth
Earnings declined 3.7%
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 7.2% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : IBN
The strongest argument for IBN centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 27.5% and operating margin at 34.0%. PEG of 0.53 suggests the stock is reasonably priced for its growth.
Bull Case : NWBI
The strongest argument for NWBI centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 21.0% and operating margin at 39.9%. Revenue growth of 25.1% demonstrates continued momentum.
Bear Case : IBN
The primary concerns for IBN are Revenue Growth, EPS Growth.
Bear Case : NWBI
The primary concerns for NWBI are PEG Ratio, Market Cap, Return on Equity.
Key Dynamics to Monitor
IBN profiles as a value stock while NWBI is a growth play — different risk/reward profiles.
NWBI carries more volatility with a beta of 0.66 — expect wider price swings.
NWBI is growing revenue faster at 25.1% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
NWBI scores higher overall (71/100 vs 69/100), backed by strong 21.0% margins and 25.1% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
ICICI Bank Limited
FINANCIAL SERVICES · BANKS - REGIONAL · USA
ICICI Bank Limited offers various banking products and financial services in India and internationally. The company is headquartered in Mumbai, India.
Visit Website →Northwest Bancshares Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Northwest Bancshares, Inc. is a Northwest Bank holding company offering a variety of personal and business banking solutions. The company is headquartered in Warren, Pennsylvania.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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