WallStSmart

MarineMax Inc (HZO)vsLowe's Companies Inc (LOW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 3845% more annual revenue ($88.43B vs $2.24B). LOW leads profitability with a 7.5% profit margin vs -2.8%. HZO appears more attractively valued with a PEG of 1.09. HZO earns a higher WallStSmart Score of 55/100 (C).

HZO

Buy

55

out of 100

Grade: C

Growth: 5.3Profit: 3.0Value: 5.3Quality: 5.0
Piotroski: 4/9Altman Z: 1.87

LOW

Hold

50

out of 100

Grade: D+

Growth: 3.3Profit: 5.5Value: 4.7Quality: 6.0
Piotroski: 3/9Altman Z: 1.88
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for HZO.

LOWSignificantly Overvalued (-58.5%)

Margin of Safety

-58.5%

Fair Value

$140.20

Current Price

$210.74

$70.54 premium

UndervaluedFair: $140.20Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HZO2 strengths · Avg: 10.0/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

LOW3 strengths · Avg: 9.0/10
Debt/EquityHealth
-4.5910/10

Conservative balance sheet, low leverage

Market CapQuality
$123.46B9/10

Large-cap with strong market position

Free Cash FlowQuality
$2.83B8/10

Generating 2.8B in free cash flow

Areas to Watch

HZO4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.874/10

Grey zone — moderate risk

Market CapQuality
$769.88M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.7%3/10

Operating margin of 1.7%

Debt/EquityHealth
1.293/10

Elevated debt levels

LOW4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.884/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : HZO

The strongest argument for HZO centers on Price/Book, EPS Growth. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap, Free Cash Flow. Revenue growth of 10.3% demonstrates continued momentum. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bear Case : HZO

The primary concerns for HZO are Altman Z-Score, Market Cap, Operating Margin.

Bear Case : LOW

The primary concerns for LOW are Altman Z-Score, Return on Equity, Profit Margin.

Key Dynamics to Monitor

HZO profiles as a turnaround stock while LOW is a value play — different risk/reward profiles.

HZO carries more volatility with a beta of 1.60 — expect wider price swings.

LOW is growing revenue faster at 10.3% — sustainability is the question.

LOW generates stronger free cash flow (2.8B), providing more financial flexibility.

Bottom Line

HZO scores higher overall (55/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

MarineMax Inc

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

MarineMax, Inc. is a yacht and pleasure boat retailer in the United States. The company is headquartered in Clearwater, Florida.

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Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

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