WallStSmart

Haverty Furniture Companies Inc (HVT)vsVirco Manufacturing Corporation (VIRC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Haverty Furniture Companies Inc generates 297% more annual revenue ($780.39M vs $196.59M). HVT leads profitability with a 2.9% profit margin vs -0.5%. HVT earns a higher WallStSmart Score of 64/100 (C+).

HVT

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 4.0Value: 5.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

VIRC

Avoid

32

out of 100

Grade: F

Growth: 2.0Profit: 3.0Value: 4.0Quality: 7.5
Piotroski: 4/9Altman Z: 2.55
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTSignificantly Overvalued (-47.8%)

Margin of Safety

-47.8%

Fair Value

$17.81

Current Price

$27.60

$9.79 premium

UndervaluedFair: $17.81Overvalued
VIRCSignificantly Overvalued (-64.2%)

Margin of Safety

-64.2%

Fair Value

$3.71

Current Price

$6.20

$2.49 premium

UndervaluedFair: $3.71Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT3 strengths · Avg: 9.3/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

PEG RatioValuation
0.758/10

Growing faster than its price suggests

VIRC1 strengths · Avg: 10.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Areas to Watch

HVT4 concerns · Avg: 3.0/10
Market CapQuality
$435.06M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

VIRC4 concerns · Avg: 2.5/10
Market CapQuality
$102.78M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.4%3/10

ROE of 2.4% — below average capital efficiency

Revenue GrowthGrowth
-9.1%2/10

Revenue declined 9.1%

EPS GrowthGrowth
-37.7%2/10

Earnings declined 37.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.75 suggests the stock is reasonably priced for its growth.

Bull Case : VIRC

The strongest argument for VIRC centers on Price/Book.

Bear Case : HVT

The primary concerns for HVT are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : VIRC

The primary concerns for VIRC are Market Cap, Return on Equity, Revenue Growth.

Key Dynamics to Monitor

HVT profiles as a value stock while VIRC is a turnaround play — different risk/reward profiles.

HVT carries more volatility with a beta of 1.18 — expect wider price swings.

HVT is growing revenue faster at 7.7% — sustainability is the question.

HVT generates stronger free cash flow (18M), providing more financial flexibility.

Bottom Line

HVT scores higher overall (64/100 vs 32/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Virco Manufacturing Corporation

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · USA

Virco Mfg. The company is headquartered in Torrance, California.

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