WallStSmart

Haverty Furniture Companies Inc (HVT)vsInterface Inc (TILE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Interface Inc generates 85% more annual revenue ($1.42B vs $766.48M). TILE leads profitability with a 8.9% profit margin vs 2.6%. TILE appears more attractively valued with a PEG of 0.98. TILE earns a higher WallStSmart Score of 70/100 (B-).

HVT

Buy

56

out of 100

Grade: C

Growth: 4.0Profit: 4.0Value: 4.7Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

TILE

Strong Buy

70

out of 100

Grade: B-

Growth: 6.7Profit: 7.0Value: 6.0Quality: 7.0
Piotroski: 3/9Altman Z: 2.98
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTSignificantly Overvalued (-58.0%)

Margin of Safety

-58.0%

Fair Value

$16.66

Current Price

$24.16

$7.50 premium

UndervaluedFair: $16.66Overvalued
TILESignificantly Overvalued (-73.4%)

Margin of Safety

-73.4%

Fair Value

$19.56

Current Price

$32.36

$12.80 premium

UndervaluedFair: $19.56Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT1 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

TILE4 strengths · Avg: 8.5/10
EPS GrowthGrowth
81.8%10/10

Earnings expanding 81.8% YoY

PEG RatioValuation
0.988/10

Growing faster than its price suggests

P/E RatioValuation
14.9x8/10

Attractively priced relative to earnings

Price/BookValuation
3.0x8/10

Reasonable price relative to book value

Areas to Watch

HVT4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$391.76M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

TILE2 concerns · Avg: 3.0/10
Market CapQuality
$1.85B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on Price/Book. PEG of 1.17 suggests the stock is reasonably priced for its growth.

Bull Case : TILE

The strongest argument for TILE centers on EPS Growth, PEG Ratio, P/E Ratio. Revenue growth of 11.3% demonstrates continued momentum. PEG of 0.98 suggests the stock is reasonably priced for its growth.

Bear Case : HVT

The primary concerns for HVT are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : TILE

The primary concerns for TILE are Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

TILE carries more volatility with a beta of 1.93 — expect wider price swings.

TILE is growing revenue faster at 11.3% — sustainability is the question.

TILE generates stronger free cash flow (3M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TILE scores higher overall (70/100 vs 56/100) and 11.3% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Interface Inc

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · USA

Interface, Inc., a modular flooring company, designs, produces and sells modular carpet products primarily in the Americas, Europe, and Asia-Pacific. The company is headquartered in Atlanta, Georgia.

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