WallStSmart

Haverty Furniture Companies Inc (HVT)vsSavers Value Village, Inc. (SVV)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Savers Value Village, Inc. generates 123% more annual revenue ($1.74B vs $780.39M). HVT leads profitability with a 2.9% profit margin vs 1.4%. HVT trades at a lower P/E of 19.6x. HVT earns a higher WallStSmart Score of 64/100 (C+).

HVT

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 4.0Value: 5.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

SVV

Hold

46

out of 100

Grade: D+

Growth: 6.7Profit: 5.0Value: 3.0Quality: 3.0
Piotroski: 5/9Altman Z: 0.95
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTSignificantly Overvalued (-47.8%)

Margin of Safety

-47.8%

Fair Value

$17.81

Current Price

$27.60

$9.79 premium

UndervaluedFair: $17.81Overvalued
SVVSignificantly Overvalued (-71.6%)

Margin of Safety

-71.6%

Fair Value

$6.48

Current Price

$9.75

$3.27 premium

UndervaluedFair: $6.48Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT3 strengths · Avg: 9.3/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

PEG RatioValuation
0.758/10

Growing faster than its price suggests

SVV0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

HVT4 concerns · Avg: 3.0/10
Market CapQuality
$435.06M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

SVV4 concerns · Avg: 2.8/10
Market CapQuality
$1.48B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.1%3/10

ROE of 5.1% — below average capital efficiency

Profit MarginProfitability
1.4%3/10

1.4% margin — thin

P/E RatioValuation
64.3x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.75 suggests the stock is reasonably priced for its growth.

Bull Case : SVV

SVV has a balanced fundamental profile.

Bear Case : HVT

The primary concerns for HVT are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : SVV

The primary concerns for SVV are Market Cap, Return on Equity, Profit Margin. A P/E of 64.3x leaves little room for execution misses. Debt-to-equity of 3.23 is elevated, increasing financial risk.

Key Dynamics to Monitor

SVV carries more volatility with a beta of 1.22 — expect wider price swings.

HVT is growing revenue faster at 7.7% — sustainability is the question.

SVV generates stronger free cash flow (45M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT scores higher overall (64/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Savers Value Village, Inc.

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Savers Value Village, Inc. sells second-hand merchandise in retail stores in the United States, Canada, and Australia. The company is headquartered in Bellevue, Washington.

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