WallStSmart

Haverty Furniture Companies Inc (HVT)vsRH (RH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

RH generates 339% more annual revenue ($3.43B vs $780.39M). RH leads profitability with a 3.0% profit margin vs 2.9%. RH appears more attractively valued with a PEG of 0.67. HVT earns a higher WallStSmart Score of 64/100 (C+).

HVT

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 4.0Value: 5.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

RH

Buy

61

out of 100

Grade: C+

Growth: 4.7Profit: 6.0Value: 6.7Quality: 3.5
Piotroski: 5/9Altman Z: 0.92
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTSignificantly Overvalued (-47.8%)

Margin of Safety

-47.8%

Fair Value

$17.81

Current Price

$27.60

$9.79 premium

UndervaluedFair: $17.81Overvalued
RHUndervalued (+3.1%)

Margin of Safety

+3.1%

Fair Value

$206.34

Current Price

$134.07

$72.27 discount

UndervaluedFair: $206.34Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT3 strengths · Avg: 9.3/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

PEG RatioValuation
0.758/10

Growing faster than its price suggests

RH3 strengths · Avg: 9.0/10
EPS GrowthGrowth
112.5%10/10

Earnings expanding 112.5% YoY

Return on EquityProfitability
29.9%9/10

Every $100 of equity generates 30 in profit

PEG RatioValuation
0.678/10

Growing faster than its price suggests

Areas to Watch

HVT4 concerns · Avg: 3.0/10
Market CapQuality
$435.06M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

RH4 concerns · Avg: 3.0/10
P/E RatioValuation
27.5x4/10

Moderate valuation

Profit MarginProfitability
3.0%3/10

3.0% margin — thin

Operating MarginProfitability
0.3%3/10

Operating margin of 0.3%

Price/BookValuation
44.5x2/10

Trading at 44.5x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.75 suggests the stock is reasonably priced for its growth.

Bull Case : RH

The strongest argument for RH centers on EPS Growth, Return on Equity, PEG Ratio. PEG of 0.67 suggests the stock is reasonably priced for its growth.

Bear Case : HVT

The primary concerns for HVT are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : RH

The primary concerns for RH are P/E Ratio, Profit Margin, Operating Margin. Debt-to-equity of 67.57 is elevated, increasing financial risk. Thin 3.0% margins leave little buffer for downturns.

Key Dynamics to Monitor

RH carries more volatility with a beta of 1.86 — expect wider price swings.

HVT is growing revenue faster at 7.7% — sustainability is the question.

HVT generates stronger free cash flow (18M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT scores higher overall (64/100 vs 61/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

RH

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

RH, is a home furnishings retailer. The company is headquartered in Corte Madera, California.

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