WallStSmart

Haverty Furniture Companies Inc (HVT)vsOneSpaWorld Holdings Ltd (OSW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

OneSpaWorld Holdings Ltd generates 29% more annual revenue ($989.00M vs $766.48M). OSW leads profitability with a 7.8% profit margin vs 2.6%. HVT trades at a lower P/E of 18.6x. HVT earns a higher WallStSmart Score of 56/100 (C).

HVT

Buy

56

out of 100

Grade: C

Growth: 4.0Profit: 4.0Value: 4.7Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

OSW

Buy

52

out of 100

Grade: C-

Growth: 8.7Profit: 6.0Value: 5.0Quality: 7.3
Piotroski: 5/9Altman Z: 3.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTSignificantly Overvalued (-58.0%)

Margin of Safety

-58.0%

Fair Value

$16.66

Current Price

$22.84

$6.18 premium

UndervaluedFair: $16.66Overvalued
OSWUndervalued (+11.4%)

Margin of Safety

+11.4%

Fair Value

$25.44

Current Price

$24.07

$1.37 discount

UndervaluedFair: $25.44Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT1 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

OSW2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.3310/10

Safe zone — low bankruptcy risk

EPS GrowthGrowth
43.3%8/10

Earnings expanding 43.3% YoY

Areas to Watch

HVT4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$364.24M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

OSW2 concerns · Avg: 3.5/10
P/E RatioValuation
31.7x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
7.8%3/10

7.8% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bull Case : OSW

The strongest argument for OSW centers on Altman Z-Score, EPS Growth. Revenue growth of 12.7% demonstrates continued momentum.

Bear Case : HVT

The primary concerns for HVT are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : OSW

The primary concerns for OSW are P/E Ratio, Profit Margin.

Key Dynamics to Monitor

HVT carries more volatility with a beta of 1.17 — expect wider price swings.

OSW is growing revenue faster at 12.7% — sustainability is the question.

OSW generates stronger free cash flow (5M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT scores higher overall (56/100 vs 52/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

OneSpaWorld Holdings Ltd

CONSUMER CYCLICAL · LEISURE · USA

OneSpaWorld Holdings Limited operates health and wellness centers aboard cruise ships and in destination resorts globally. The company is headquartered in Nassau, Bahamas.

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