WallStSmart

Haverty Furniture Companies Inc (HVT)vsKB Home (KBH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

KB Home generates 618% more annual revenue ($5.50B vs $766.48M). KBH leads profitability with a 4.9% profit margin vs 2.6%. HVT appears more attractively valued with a PEG of 1.20. HVT earns a higher WallStSmart Score of 56/100 (C).

HVT

Buy

56

out of 100

Grade: C

Growth: 4.0Profit: 4.0Value: 4.7Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

KBH

Hold

46

out of 100

Grade: D+

Growth: 2.0Profit: 5.0Value: 5.0Quality: 7.5
Piotroski: 2/9Altman Z: 3.66
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTSignificantly Overvalued (-57.2%)

Margin of Safety

-57.2%

Fair Value

$16.75

Current Price

$25.95

$9.20 premium

UndervaluedFair: $16.75Overvalued

Intrinsic value data unavailable for KBH.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT1 strengths · Avg: 10.0/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

KBH3 strengths · Avg: 9.3/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

P/E RatioValuation
13.6x8/10

Attractively priced relative to earnings

Areas to Watch

HVT4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$400.94M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

KBH4 concerns · Avg: 2.8/10
Profit MarginProfitability
4.9%3/10

4.9% margin — thin

Operating MarginProfitability
3.6%3/10

Operating margin of 3.6%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
5.972/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on Price/Book. PEG of 1.20 suggests the stock is reasonably priced for its growth.

Bull Case : KBH

The strongest argument for KBH centers on Price/Book, Altman Z-Score, P/E Ratio.

Bear Case : HVT

The primary concerns for HVT are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : KBH

The primary concerns for KBH are Profit Margin, Operating Margin, Piotroski F-Score. Thin 4.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

KBH carries more volatility with a beta of 1.33 — expect wider price swings.

HVT is growing revenue faster at 4.1% — sustainability is the question.

KBH generates stronger free cash flow (22M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT scores higher overall (56/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

KB Home

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

KB Home is a home construction company in the United States. The company is headquartered in Los Angeles, California.

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