WallStSmart

Haverty Furniture Companies Inc (HVT)vsJacktel AS (JACK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Jacktel AS generates 87% more annual revenue ($1.43B vs $766.48M). HVT leads profitability with a 2.6% profit margin vs 2.5%. JACK appears more attractively valued with a PEG of 0.89. HVT earns a higher WallStSmart Score of 56/100 (C).

HVT

Buy

56

out of 100

Grade: C

Growth: 4.0Profit: 4.0Value: 4.7Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

JACK

Hold

42

out of 100

Grade: D

Growth: 2.0Profit: 5.0Value: 7.7Quality: 5.5
Piotroski: 4/9Altman Z: 1.39
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTSignificantly Overvalued (-58.0%)

Margin of Safety

-58.0%

Fair Value

$16.66

Current Price

$22.84

$6.18 premium

UndervaluedFair: $16.66Overvalued
JACKUndervalued (+47.7%)

Margin of Safety

+47.7%

Fair Value

$39.48

Current Price

$11.95

$27.53 discount

UndervaluedFair: $39.48Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT1 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

JACK2 strengths · Avg: 9.0/10
Debt/EquityHealth
-2.8310/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.898/10

Growing faster than its price suggests

Areas to Watch

HVT4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$364.24M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

JACK4 concerns · Avg: 2.8/10
Market CapQuality
$215.91M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
2.5%3/10

2.5% margin — thin

Revenue GrowthGrowth
-4.3%2/10

Revenue declined 4.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bull Case : JACK

The strongest argument for JACK centers on Debt/Equity, PEG Ratio. PEG of 0.89 suggests the stock is reasonably priced for its growth.

Bear Case : HVT

The primary concerns for HVT are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : JACK

The primary concerns for JACK are Market Cap, Return on Equity, Profit Margin. Thin 2.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

JACK carries more volatility with a beta of 1.46 — expect wider price swings.

HVT is growing revenue faster at 4.1% — sustainability is the question.

HVT generates stronger free cash flow (-10M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT scores higher overall (56/100 vs 42/100). JACK offers better value entry with a 47.7% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Jacktel AS

CONSUMER CYCLICAL · RESTAURANTS · USA

Jack in the Box Inc. operates and franchises Jack in the Box quick service restaurants. The company is headquartered in San Diego, California.

Want to dig deeper into these stocks?