WallStSmart

Heartflow, Inc. Common Stock (HTFL)vsTempus AI, Inc. Class A Common Stock (TEM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Tempus AI, Inc. Class A Common Stock generates 622% more annual revenue ($1.27B vs $176.03M). TEM leads profitability with a -19.3% profit margin vs -66.3%. TEM earns a higher WallStSmart Score of 31/100 (F).

HTFL

Avoid

30

out of 100

Grade: F

Growth: 8.0Profit: 2.0Value: 5.0Quality: 5.0

TEM

Avoid

31

out of 100

Grade: F

Growth: 8.0Profit: 2.0Value: 5.0Quality: 5.5
Piotroski: 6/9Altman Z: -2.16

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HTFL1 strengths · Avg: 10.0/10
Revenue GrowthGrowth
40.5%10/10

Revenue surging 40.5% year-over-year

TEM1 strengths · Avg: 10.0/10
Revenue GrowthGrowth
83.0%10/10

Revenue surging 83.0% year-over-year

Areas to Watch

HTFL4 concerns · Avg: 2.3/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
-111.4%2/10

ROE of -111.4% — below average capital efficiency

Free Cash FlowQuality
$-12.49M2/10

Negative free cash flow — burning cash

Profit MarginProfitability
-66.3%1/10

Currently unprofitable

TEM4 concerns · Avg: 3.0/10
Price/BookValuation
16.9x4/10

Trading at 16.9x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
-89.5%2/10

ROE of -89.5% — below average capital efficiency

Free Cash FlowQuality
$-51.78M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : HTFL

The strongest argument for HTFL centers on Revenue Growth. Revenue growth of 40.5% demonstrates continued momentum.

Bull Case : TEM

The strongest argument for TEM centers on Revenue Growth. Revenue growth of 83.0% demonstrates continued momentum.

Bear Case : HTFL

The primary concerns for HTFL are EPS Growth, Return on Equity, Free Cash Flow.

Bear Case : TEM

The primary concerns for TEM are Price/Book, EPS Growth, Return on Equity. Debt-to-equity of 2.63 is elevated, increasing financial risk.

Key Dynamics to Monitor

TEM is growing revenue faster at 83.0% — sustainability is the question.

HTFL generates stronger free cash flow (-12M), providing more financial flexibility.

Monitor HEALTH INFORMATION SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TEM scores higher overall (31/100 vs 30/100) and 83.0% revenue growth. Both earn "Avoid" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Heartflow, Inc. Common Stock

HEALTHCARE · HEALTH INFORMATION SERVICES · USA

HeartFlow, Inc., a medical technology company, provides non-invasive solutions for diagnosing and managing coronary artery diseases globally. The company is headquartered in Mountain View, California.

Tempus AI, Inc. Class A Common Stock

HEALTHCARE · HEALTH INFORMATION SERVICES · USA

Tempus AI, Inc is a healthcare technology company. The company is headquartered in Chicago, Illinois.

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