HSBC Holdings PLC ADR (HSBC)vsWintrust Financial Corporation (WTFC)
HSBC
HSBC Holdings PLC ADR
$87.05
-0.57%
FINANCIAL SERVICES · Cap: $294.15B
WTFC
Wintrust Financial Corporation
$151.72
-2.82%
FINANCIAL SERVICES · Cap: $10.14B
Smart Verdict
WallStSmart Research — data-driven comparison
HSBC Holdings PLC ADR generates 2297% more annual revenue ($67.44B vs $2.81B). HSBC leads profitability with a 41.2% profit margin vs 32.8%. HSBC appears more attractively valued with a PEG of 0.80. WTFC earns a higher WallStSmart Score of 77/100 (B+).
HSBC
Strong Buy73
out of 100
Grade: B
WTFC
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Attractively priced relative to earnings
Keeps 41 of every $100 in revenue as profit
Strong operational efficiency at 50.4%
Earnings expanding 56.2% YoY
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 46.9%
Earnings expanding 21.2% YoY
Areas to Watch
Distress zone — elevated risk
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HSBC
The strongest argument for HSBC centers on Market Cap, P/E Ratio, Profit Margin. Profitability is solid with margins at 41.2% and operating margin at 50.4%. PEG of 0.80 suggests the stock is reasonably priced for its growth.
Bull Case : WTFC
The strongest argument for WTFC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 32.8% and operating margin at 46.9%. PEG of 1.17 suggests the stock is reasonably priced for its growth.
Bear Case : HSBC
The primary concerns for HSBC are Altman Z-Score.
Bear Case : WTFC
The primary concerns for WTFC are Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
WTFC carries more volatility with a beta of 0.89 — expect wider price swings.
WTFC is growing revenue faster at 8.2% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
WTFC scores higher overall (77/100 vs 73/100), backed by strong 32.8% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HSBC Holdings PLC ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.
Wintrust Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Wintrust Financial Corporation is a financial holding company. The company is headquartered in Rosemont, Illinois.
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