HSBC Holdings PLC ADR (HSBC)vsWintrust Financial Corporation (WTFC)
HSBC
HSBC Holdings PLC ADR
$103.73
+1.14%
FINANCIAL SERVICES · Cap: $364.98B
WTFC
Wintrust Financial Corporation
$158.75
-0.24%
FINANCIAL SERVICES · Cap: $10.76B
Smart Verdict
WallStSmart Research — data-driven comparison
HSBC Holdings PLC ADR generates 2212% more annual revenue ($63.77B vs $2.76B). HSBC leads profitability with a 35.0% profit margin vs 32.6%. HSBC appears more attractively valued with a PEG of 1.07. WTFC earns a higher WallStSmart Score of 77/100 (B+).
HSBC
Buy61
out of 100
Grade: C+
WTFC
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 50.7%
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 46.1%
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Trading at 8.2x book value
3.3% revenue growth
2.6% earnings growth
Distress zone — elevated risk
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HSBC
The strongest argument for HSBC centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 35.0% and operating margin at 50.7%. PEG of 1.07 suggests the stock is reasonably priced for its growth.
Bull Case : WTFC
The strongest argument for WTFC centers on Profit Margin, Operating Margin, P/E Ratio. Profitability is solid with margins at 32.6% and operating margin at 46.1%. Revenue growth of 10.2% demonstrates continued momentum.
Bear Case : HSBC
The primary concerns for HSBC are Price/Book, Revenue Growth, EPS Growth.
Bear Case : WTFC
The primary concerns for WTFC are Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
HSBC profiles as a value stock while WTFC is a mature play — different risk/reward profiles.
WTFC carries more volatility with a beta of 0.84 — expect wider price swings.
WTFC is growing revenue faster at 10.2% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
WTFC scores higher overall (77/100 vs 61/100), backed by strong 32.6% margins and 10.2% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HSBC Holdings PLC ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.
Wintrust Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Wintrust Financial Corporation is a financial holding company. The company is headquartered in Rosemont, Illinois.
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