HSBC Holdings PLC ADR (HSBC)vsTransUnion (TRU)
HSBC
HSBC Holdings PLC ADR
$105.30
+1.54%
FINANCIAL SERVICES · Cap: $366.94B
TRU
TransUnion
$77.70
+0.97%
FINANCIAL SERVICES · Cap: $14.88B
Smart Verdict
WallStSmart Research — data-driven comparison
HSBC Holdings PLC ADR generates 1277% more annual revenue ($67.43B vs $4.90B). HSBC leads profitability with a 37.8% profit margin vs 15.1%. HSBC appears more attractively valued with a PEG of 0.94. TRU earns a higher WallStSmart Score of 72/100 (B).
HSBC
Strong Buy69
out of 100
Grade: B-
TRU
Strong Buy72
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 38 of every $100 in revenue as profit
Strong operational efficiency at 58.8%
Growing faster than its price suggests
Attractively priced relative to earnings
Revenue surging 25.4% year-over-year
Earnings expanding 32.1% YoY
Areas to Watch
Trading at 8.4x book value
2.6% earnings growth
Distress zone — elevated risk
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : HSBC
The strongest argument for HSBC centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 37.8% and operating margin at 58.8%. Revenue growth of 25.4% demonstrates continued momentum.
Bull Case : TRU
The strongest argument for TRU centers on EPS Growth. Profitability is solid with margins at 15.1% and operating margin at 19.7%. Revenue growth of 14.9% demonstrates continued momentum.
Bear Case : HSBC
The primary concerns for HSBC are Price/Book, EPS Growth, Altman Z-Score.
Bear Case : TRU
The primary concerns for TRU are Altman Z-Score, Debt/Equity.
Key Dynamics to Monitor
HSBC profiles as a growth stock while TRU is a mature play — different risk/reward profiles.
TRU carries more volatility with a beta of 1.54 — expect wider price swings.
HSBC is growing revenue faster at 25.4% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
TRU scores higher overall (72/100 vs 69/100), backed by strong 15.1% margins and 14.9% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HSBC Holdings PLC ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.
TransUnion
FINANCIAL SERVICES · FINANCIAL DATA & STOCK EXCHANGES · USA
TransUnion offers risk and information solutions. The company is headquartered in Chicago, Illinois.
Visit Website →Compare with Other BANKS - DIVERSIFIED Stocks
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