WallStSmart

HSBC Holdings PLC ADR (HSBC)vsRocket Companies Inc (RKT)

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Smart Verdict

WallStSmart Research — data-driven comparison

HSBC Holdings PLC ADR generates 558% more annual revenue ($67.44B vs $10.24B). HSBC leads profitability with a 41.2% profit margin vs 4.6%. RKT appears more attractively valued with a PEG of 0.53. HSBC earns a higher WallStSmart Score of 73/100 (B).

HSBC

Strong Buy

73

out of 100

Grade: B

Growth: 8.7Profit: 7.5Value: 7.7Quality: 4.0
Piotroski: 4/9Altman Z: -0.31

RKT

Buy

61

out of 100

Grade: C+

Growth: 5.3Profit: 5.5Value: 6.0Quality: 3.0
Piotroski: 3/9Altman Z: 0.60

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HSBC6 strengths · Avg: 9.7/10
Market CapQuality
$294.15B10/10

Mega-cap, among the largest globally

P/E RatioValuation
11.2x10/10

Attractively priced relative to earnings

Profit MarginProfitability
41.2%10/10

Keeps 41 of every $100 in revenue as profit

Operating MarginProfitability
50.4%10/10

Strong operational efficiency at 50.4%

EPS GrowthGrowth
56.2%10/10

Earnings expanding 56.2% YoY

PEG RatioValuation
0.808/10

Growing faster than its price suggests

RKT4 strengths · Avg: 9.0/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
91.9%10/10

Revenue surging 91.9% year-over-year

PEG RatioValuation
0.538/10

Growing faster than its price suggests

Operating MarginProfitability
27.1%8/10

Strong operational efficiency at 27.1%

Areas to Watch

HSBC1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
-0.312/10

Distress zone — elevated risk

RKT4 concerns · Avg: 3.0/10
Return on EquityProfitability
2.0%3/10

ROE of 2.0% — below average capital efficiency

Profit MarginProfitability
4.6%3/10

4.6% margin — thin

Debt/EquityHealth
1.413/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : HSBC

The strongest argument for HSBC centers on Market Cap, P/E Ratio, Profit Margin. Profitability is solid with margins at 41.2% and operating margin at 50.4%. PEG of 0.80 suggests the stock is reasonably priced for its growth.

Bull Case : RKT

The strongest argument for RKT centers on Price/Book, Revenue Growth, PEG Ratio. Revenue growth of 91.9% demonstrates continued momentum. PEG of 0.53 suggests the stock is reasonably priced for its growth.

Bear Case : HSBC

The primary concerns for HSBC are Altman Z-Score.

Bear Case : RKT

The primary concerns for RKT are Return on Equity, Profit Margin, Debt/Equity. Thin 4.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

HSBC profiles as a mature stock while RKT is a hypergrowth play — different risk/reward profiles.

RKT carries more volatility with a beta of 2.25 — expect wider price swings.

RKT is growing revenue faster at 91.9% — sustainability is the question.

Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HSBC scores higher overall (73/100 vs 61/100), backed by strong 41.2% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

HSBC Holdings PLC ADR

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.

Rocket Companies Inc

FINANCIAL SERVICES · MORTGAGE FINANCE · USA

Rocket Companies, Inc. is engaged in the technology-driven real estate, mortgage and e-commerce businesses in the United States and Canada. The company is headquartered in Detroit, Michigan.

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