HSBC Holdings PLC ADR (HSBC)vsRadian Group Inc (RDN)
HSBC
HSBC Holdings PLC ADR
$90.80
+0.27%
FINANCIAL SERVICES · Cap: $311.14B
RDN
Radian Group Inc
$33.80
+0.60%
FINANCIAL SERVICES · Cap: $4.61B
Smart Verdict
WallStSmart Research — data-driven comparison
HSBC Holdings PLC ADR generates 4553% more annual revenue ($63.77B vs $1.37B). RDN leads profitability with a 41.0% profit margin vs 35.0%. RDN appears more attractively valued with a PEG of 0.76. RDN earns a higher WallStSmart Score of 78/100 (B+).
HSBC
Buy63
out of 100
Grade: C+
RDN
Strong Buy78
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 50.7%
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 41 of every $100 in revenue as profit
Strong operational efficiency at 46.6%
Revenue surging 58.8% year-over-year
Safe zone — low bankruptcy risk
Areas to Watch
3.3% revenue growth
2.6% earnings growth
Distress zone — elevated risk
Earnings declined 9.0%
Comparative Analysis Report
WallStSmart ResearchBull Case : HSBC
The strongest argument for HSBC centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 35.0% and operating margin at 50.7%. PEG of 0.90 suggests the stock is reasonably priced for its growth.
Bull Case : RDN
The strongest argument for RDN centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 41.0% and operating margin at 46.6%. Revenue growth of 58.8% demonstrates continued momentum.
Bear Case : HSBC
The primary concerns for HSBC are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : RDN
The primary concerns for RDN are EPS Growth.
Key Dynamics to Monitor
HSBC profiles as a value stock while RDN is a growth play — different risk/reward profiles.
RDN carries more volatility with a beta of 0.74 — expect wider price swings.
RDN is growing revenue faster at 58.8% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
RDN scores higher overall (78/100 vs 63/100), backed by strong 41.0% margins and 58.8% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HSBC Holdings PLC ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.
Radian Group Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Radian Group Inc. is engaged in the mortgage and real estate services business in the United States. The company is headquartered in Philadelphia, Pennsylvania.
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