HSBC Holdings PLC ADR (HSBC)vsPeapack-Gladstone Financial (PGC)
HSBC
HSBC Holdings PLC ADR
$86.61
+0.27%
FINANCIAL SERVICES · Cap: $294.15B
PGC
Peapack-Gladstone Financial
$45.91
-0.56%
FINANCIAL SERVICES · Cap: $805.38M
Smart Verdict
WallStSmart Research — data-driven comparison
HSBC Holdings PLC ADR generates 23261% more annual revenue ($67.44B vs $288.68M). HSBC leads profitability with a 41.2% profit margin vs 18.0%. PGC appears more attractively valued with a PEG of 0.64. PGC earns a higher WallStSmart Score of 78/100 (B+).
HSBC
Strong Buy73
out of 100
Grade: B
PGC
Strong Buy78
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Attractively priced relative to earnings
Keeps 41 of every $100 in revenue as profit
Strong operational efficiency at 50.4%
Earnings expanding 56.2% YoY
Growing faster than its price suggests
Reasonable price relative to book value
Strong operational efficiency at 30.5%
Earnings expanding 91.2% YoY
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 7.3% — below average capital efficiency
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HSBC
The strongest argument for HSBC centers on Market Cap, P/E Ratio, Profit Margin. Profitability is solid with margins at 41.2% and operating margin at 50.4%. PEG of 0.80 suggests the stock is reasonably priced for its growth.
Bull Case : PGC
The strongest argument for PGC centers on Price/Book, Operating Margin, EPS Growth. Profitability is solid with margins at 18.0% and operating margin at 30.5%. Revenue growth of 23.4% demonstrates continued momentum.
Bear Case : HSBC
The primary concerns for HSBC are Altman Z-Score.
Bear Case : PGC
The primary concerns for PGC are Market Cap, Return on Equity, Altman Z-Score.
Key Dynamics to Monitor
HSBC profiles as a mature stock while PGC is a growth play — different risk/reward profiles.
PGC carries more volatility with a beta of 0.72 — expect wider price swings.
PGC is growing revenue faster at 23.4% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
PGC scores higher overall (78/100 vs 73/100), backed by strong 18.0% margins and 23.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HSBC Holdings PLC ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.
Peapack-Gladstone Financial
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Peapack-Gladstone Financial Corporation is the banking holding company for Peapack-Gladstone Bank providing private banking and wealth management services in the United States. The company is headquartered in Bedminster, New Jersey.
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