HSBC Holdings PLC ADR (HSBC)vsPrincipal Financial Group Inc (PFG)
HSBC
HSBC Holdings PLC ADR
$87.06
-0.57%
FINANCIAL SERVICES · Cap: $294.15B
PFG
Principal Financial Group Inc
$110.91
-1.69%
FINANCIAL SERVICES · Cap: $23.80B
Smart Verdict
WallStSmart Research — data-driven comparison
HSBC Holdings PLC ADR generates 306% more annual revenue ($67.44B vs $16.63B). HSBC leads profitability with a 41.2% profit margin vs 11.9%. HSBC appears more attractively valued with a PEG of 0.80. PFG earns a higher WallStSmart Score of 79/100 (B+).
HSBC
Strong Buy73
out of 100
Grade: B
PFG
Strong Buy79
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Attractively priced relative to earnings
Keeps 41 of every $100 in revenue as profit
Strong operational efficiency at 50.4%
Earnings expanding 56.2% YoY
Growing faster than its price suggests
Earnings expanding 206.3% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 25.4% year-over-year
Generating 1.5B in free cash flow
Areas to Watch
Distress zone — elevated risk
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HSBC
The strongest argument for HSBC centers on Market Cap, P/E Ratio, Profit Margin. Profitability is solid with margins at 41.2% and operating margin at 50.4%. PEG of 0.80 suggests the stock is reasonably priced for its growth.
Bull Case : PFG
The strongest argument for PFG centers on EPS Growth, P/E Ratio, Price/Book. Revenue growth of 25.4% demonstrates continued momentum. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bear Case : HSBC
The primary concerns for HSBC are Altman Z-Score.
Bear Case : PFG
The primary concerns for PFG are Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
HSBC profiles as a mature stock while PFG is a growth play — different risk/reward profiles.
PFG carries more volatility with a beta of 0.87 — expect wider price swings.
PFG is growing revenue faster at 25.4% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
PFG scores higher overall (79/100 vs 73/100) and 25.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HSBC Holdings PLC ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.
Principal Financial Group Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Principal Financial Group is an American global financial investment management and insurance company headquartered in Des Moines, Iowa.
Compare with Other BANKS - DIVERSIFIED Stocks
Want to dig deeper into these stocks?