HSBC Holdings PLC ADR (HSBC)vsPrincipal Financial Group Inc (PFG)
HSBC
HSBC Holdings PLC ADR
$103.73
+1.14%
FINANCIAL SERVICES · Cap: $364.98B
PFG
Principal Financial Group Inc
$113.40
-1.74%
FINANCIAL SERVICES · Cap: $24.34B
Smart Verdict
WallStSmart Research — data-driven comparison
HSBC Holdings PLC ADR generates 306% more annual revenue ($63.77B vs $15.69B). HSBC leads profitability with a 35.0% profit margin vs 9.9%. PFG appears more attractively valued with a PEG of 1.06. HSBC earns a higher WallStSmart Score of 61/100 (C+).
HSBC
Buy61
out of 100
Grade: C+
PFG
Buy59
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 50.7%
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Trading at 8.2x book value
3.3% revenue growth
2.6% earnings growth
Distress zone — elevated risk
2.8% earnings growth
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HSBC
The strongest argument for HSBC centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 35.0% and operating margin at 50.7%. PEG of 1.07 suggests the stock is reasonably priced for its growth.
Bull Case : PFG
The strongest argument for PFG centers on P/E Ratio, Price/Book. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bear Case : HSBC
The primary concerns for HSBC are Price/Book, Revenue Growth, EPS Growth.
Bear Case : PFG
The primary concerns for PFG are EPS Growth, Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
PFG carries more volatility with a beta of 0.89 — expect wider price swings.
PFG is growing revenue faster at 6.4% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HSBC scores higher overall (61/100 vs 59/100), backed by strong 35.0% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HSBC Holdings PLC ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.
Principal Financial Group Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Principal Financial Group is an American global financial investment management and insurance company headquartered in Des Moines, Iowa.
Compare with Other BANKS - DIVERSIFIED Stocks
Want to dig deeper into these stocks?