HSBC Holdings PLC ADR (HSBC)vsOld Republic International Corp (ORI)
HSBC
HSBC Holdings PLC ADR
$105.30
+1.54%
FINANCIAL SERVICES · Cap: $366.94B
ORI
Old Republic International Corp
$40.96
+0.29%
FINANCIAL SERVICES · Cap: $9.86B
Smart Verdict
WallStSmart Research — data-driven comparison
HSBC Holdings PLC ADR generates 594% more annual revenue ($67.43B vs $9.72B). HSBC leads profitability with a 37.8% profit margin vs 11.7%. HSBC appears more attractively valued with a PEG of 0.94. ORI earns a higher WallStSmart Score of 76/100 (B+).
HSBC
Strong Buy69
out of 100
Grade: B-
ORI
Strong Buy76
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 38 of every $100 in revenue as profit
Strong operational efficiency at 58.8%
Growing faster than its price suggests
Attractively priced relative to earnings
Revenue surging 25.4% year-over-year
Attractively priced relative to earnings
Earnings expanding 61.7% YoY
Reasonable price relative to book value
Areas to Watch
Trading at 8.4x book value
2.6% earnings growth
Distress zone — elevated risk
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : HSBC
The strongest argument for HSBC centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 37.8% and operating margin at 58.8%. Revenue growth of 25.4% demonstrates continued momentum.
Bull Case : ORI
The strongest argument for ORI centers on P/E Ratio, EPS Growth, Price/Book. Revenue growth of 13.4% demonstrates continued momentum. PEG of 1.39 suggests the stock is reasonably priced for its growth.
Bear Case : HSBC
The primary concerns for HSBC are Price/Book, EPS Growth, Altman Z-Score.
Bear Case : ORI
No major red flags identified for ORI, but monitor valuation.
Key Dynamics to Monitor
HSBC profiles as a growth stock while ORI is a value play — different risk/reward profiles.
ORI carries more volatility with a beta of 0.61 — expect wider price swings.
HSBC is growing revenue faster at 25.4% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ORI scores higher overall (76/100 vs 69/100) and 13.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HSBC Holdings PLC ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.
Old Republic International Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Old Republic International Corporation is engaged in the insurance underwriting and related services business primarily in the United States and Canada. The company is headquartered in Chicago, Illinois.
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