HSBC Holdings PLC ADR (HSBC)vsOld Republic International Corp (ORI)
HSBC
HSBC Holdings PLC ADR
$107.09
+4.38%
FINANCIAL SERVICES · Cap: $345.06B
ORI
Old Republic International Corp
$44.59
+0.41%
FINANCIAL SERVICES · Cap: $10.29B
Smart Verdict
WallStSmart Research — data-driven comparison
HSBC Holdings PLC ADR generates 577% more annual revenue ($63.77B vs $9.42B). HSBC leads profitability with a 35.0% profit margin vs 10.8%. HSBC appears more attractively valued with a PEG of 1.00. ORI earns a higher WallStSmart Score of 77/100 (B+).
HSBC
Buy63
out of 100
Grade: C+
ORI
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 50.7%
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 34.7% YoY
Areas to Watch
Trading at 8.4x book value
3.3% revenue growth
2.6% earnings growth
Distress zone — elevated risk
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : HSBC
The strongest argument for HSBC centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 35.0% and operating margin at 50.7%. PEG of 1.00 suggests the stock is reasonably priced for its growth.
Bull Case : ORI
The strongest argument for ORI centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 13.5% demonstrates continued momentum. PEG of 1.39 suggests the stock is reasonably priced for its growth.
Bear Case : HSBC
The primary concerns for HSBC are Price/Book, Revenue Growth, EPS Growth.
Bear Case : ORI
No major red flags identified for ORI, but monitor valuation.
Key Dynamics to Monitor
ORI carries more volatility with a beta of 0.63 — expect wider price swings.
ORI is growing revenue faster at 13.5% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ORI scores higher overall (77/100 vs 63/100) and 13.5% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HSBC Holdings PLC ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.
Old Republic International Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Old Republic International Corporation is engaged in the insurance underwriting and related services business primarily in the United States and Canada. The company is headquartered in Chicago, Illinois.
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