HSBC Holdings PLC ADR (HSBC)vsNewtekOne, Inc. (NEWT)
HSBC
HSBC Holdings PLC ADR
$101.59
-1.57%
FINANCIAL SERVICES · Cap: $348.48B
NEWT
NewtekOne, Inc.
$11.68
+0.34%
FINANCIAL SERVICES · Cap: $343.44M
Smart Verdict
WallStSmart Research — data-driven comparison
HSBC Holdings PLC ADR generates 16483% more annual revenue ($67.43B vs $406.63M). HSBC leads profitability with a 37.8% profit margin vs 16.1%. HSBC appears more attractively valued with a PEG of 0.89. HSBC earns a higher WallStSmart Score of 69/100 (B-).
HSBC
Strong Buy69
out of 100
Grade: B-
NEWT
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 38 of every $100 in revenue as profit
Strong operational efficiency at 58.8%
Growing faster than its price suggests
Attractively priced relative to earnings
Revenue surging 25.4% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 52.0%
Areas to Watch
Trading at 8.1x book value
2.6% earnings growth
Distress zone — elevated risk
Smaller company, higher risk/reward
Elevated debt levels
Weak financial health signals
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : HSBC
The strongest argument for HSBC centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 37.8% and operating margin at 58.8%. Revenue growth of 25.4% demonstrates continued momentum.
Bull Case : NEWT
The strongest argument for NEWT centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 16.1% and operating margin at 52.0%. Revenue growth of 14.7% demonstrates continued momentum.
Bear Case : HSBC
The primary concerns for HSBC are Price/Book, EPS Growth, Altman Z-Score.
Bear Case : NEWT
The primary concerns for NEWT are Market Cap, Debt/Equity, Piotroski F-Score.
Key Dynamics to Monitor
HSBC profiles as a growth stock while NEWT is a mature play — different risk/reward profiles.
NEWT carries more volatility with a beta of 1.35 — expect wider price swings.
HSBC is growing revenue faster at 25.4% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HSBC scores higher overall (69/100 vs 68/100), backed by strong 37.8% margins and 25.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HSBC Holdings PLC ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.
NewtekOne, Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
NewtekOne, Inc. (NEWT) is a leading provider of diversified business solutions designed specifically for small to medium-sized enterprises (SMBs) across the United States. The company delivers an extensive portfolio of services, including payment processing, business lending, and cutting-edge technology solutions, aimed at driving operational excellence and facilitating growth for its clients. With a robust emphasis on innovation and customer satisfaction, NewtekOne has established itself as a vital partner for SMBs navigating a competitive environment, positioning the company for sustained success in a rapidly evolving marketplace.
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