HSBC Holdings PLC ADR (HSBC)vsMedallion Financial Corp (MFIN)
HSBC
HSBC Holdings PLC ADR
$103.78
+0.23%
FINANCIAL SERVICES · Cap: $357.59B
MFIN
Medallion Financial Corp
$11.48
+0.44%
FINANCIAL SERVICES · Cap: $250.27M
Smart Verdict
WallStSmart Research — data-driven comparison
HSBC Holdings PLC ADR generates 19168% more annual revenue ($67.43B vs $349.97M). HSBC leads profitability with a 37.8% profit margin vs 9.3%. MFIN appears more attractively valued with a PEG of 0.77. HSBC earns a higher WallStSmart Score of 67/100 (B-).
HSBC
Strong Buy67
out of 100
Grade: B-
MFIN
Buy61
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 38 of every $100 in revenue as profit
Strong operational efficiency at 58.8%
Attractively priced relative to earnings
Revenue surging 25.4% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 46.9%
Growing faster than its price suggests
Areas to Watch
Trading at 8.2x book value
2.6% earnings growth
Distress zone — elevated risk
2.5% revenue growth
Distress zone — elevated risk
Smaller company, higher risk/reward
Earnings declined 32.6%
Comparative Analysis Report
WallStSmart ResearchBull Case : HSBC
The strongest argument for HSBC centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 37.8% and operating margin at 58.8%. Revenue growth of 25.4% demonstrates continued momentum.
Bull Case : MFIN
The strongest argument for MFIN centers on P/E Ratio, Price/Book, Operating Margin. PEG of 0.77 suggests the stock is reasonably priced for its growth.
Bear Case : HSBC
The primary concerns for HSBC are Price/Book, EPS Growth, Altman Z-Score.
Bear Case : MFIN
The primary concerns for MFIN are Revenue Growth, Altman Z-Score, Market Cap.
Key Dynamics to Monitor
HSBC profiles as a growth stock while MFIN is a value play — different risk/reward profiles.
MFIN carries more volatility with a beta of 0.77 — expect wider price swings.
HSBC is growing revenue faster at 25.4% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HSBC scores higher overall (67/100 vs 61/100), backed by strong 37.8% margins and 25.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HSBC Holdings PLC ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.
Medallion Financial Corp
FINANCIAL SERVICES · CREDIT SERVICES · USA
Medallion Financial Corp. The company is headquartered in New York City, New York.
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