Horizon Technology Finance (HRZN)vsJPMorgan Chase & Co (JPM)
HRZN
Horizon Technology Finance
$4.73
-4.11%
FINANCIAL SERVICES · Cap: $288.06M
JPM
JPMorgan Chase & Co
$327.09
-0.63%
FINANCIAL SERVICES · Cap: $881.69B
Smart Verdict
WallStSmart Research — data-driven comparison
JPMorgan Chase & Co generates 181481% more annual revenue ($173.56B vs $95.58M). JPM leads profitability with a 33.9% profit margin vs 22.6%. JPM appears more attractively valued with a PEG of 1.78. JPM earns a higher WallStSmart Score of 73/100 (B).
HRZN
Buy63
out of 100
Grade: C+
JPM
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 72.3%
Earnings expanding 241.7% YoY
Keeps 23 of every $100 in revenue as profit
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 43.7%
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 6.5% — below average capital efficiency
Elevated debt levels
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : HRZN
The strongest argument for HRZN centers on Price/Book, Operating Margin, EPS Growth. Profitability is solid with margins at 22.6% and operating margin at 72.3%.
Bull Case : JPM
The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 43.7%. Revenue growth of 12.7% demonstrates continued momentum.
Bear Case : HRZN
The primary concerns for HRZN are PEG Ratio, Market Cap, Return on Equity.
Bear Case : JPM
The primary concerns for JPM are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 3.39 is elevated, increasing financial risk.
Key Dynamics to Monitor
HRZN profiles as a declining stock while JPM is a mature play — different risk/reward profiles.
JPM carries more volatility with a beta of 1.00 — expect wider price swings.
JPM is growing revenue faster at 12.7% — sustainability is the question.
HRZN generates stronger free cash flow (10M), providing more financial flexibility.
Bottom Line
JPM scores higher overall (73/100 vs 63/100), backed by strong 33.9% margins and 12.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Horizon Technology Finance
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Horizon Technology Finance (HRZN) is a leading specialty finance company dedicated to providing structured debt solutions to growth-stage, venture capital-backed businesses across the technology, life sciences, and sustainability sectors. The firm offers tailored financing options, encompassing both debt capital and equity co-investments, which empower its clients to enhance growth and foster innovation. HRZN's disciplined investment strategy is designed to identify and leverage high-quality opportunities that yield strong risk-adjusted returns, solidifying its position as a key player in advancing technology and sustainability within an ever-evolving market.
Visit Website →JPMorgan Chase & Co
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.
Visit Website →Compare with Other ASSET MANAGEMENT Stocks
Want to dig deeper into these stocks?