WallStSmart

Hovnanian Enterprises Inc. PFD DEP1/1000A (HOVNP)vsLive Ventures Inc (LIVE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

LIVE leads profitability with a 0.9% profit margin vs 0.0%. LIVE earns a higher WallStSmart Score of 33/100 (F).

HOVNP

Avoid

20

out of 100

Grade: F

Growth: 4.0Profit: 4.0Value: 5.0Quality: 4.5
Piotroski: 4/9Altman Z: 1.92

LIVE

Avoid

33

out of 100

Grade: F

Growth: 4.0Profit: 4.0Value: 6.7Quality: 5.5
Piotroski: 5/9Altman Z: 2.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for HOVNP.

LIVEUndervalued (+86.4%)

Margin of Safety

+86.4%

Fair Value

$143.82

Current Price

$9.06

$134.76 discount

UndervaluedFair: $143.82Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HOVNP0 strengths · Avg: 0/10

No standout strengths identified

LIVE1 strengths · Avg: 10.0/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Areas to Watch

HOVNP4 concerns · Avg: 3.8/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Altman Z-ScoreHealth
1.924/10

Grey zone — moderate risk

Return on EquityProfitability
4.4%3/10

ROE of 4.4% — below average capital efficiency

LIVE4 concerns · Avg: 3.0/10
Market CapQuality
$28.66M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.2%3/10

ROE of 4.2% — below average capital efficiency

Profit MarginProfitability
0.9%3/10

0.9% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : HOVNP

HOVNP has a balanced fundamental profile.

Bull Case : LIVE

The strongest argument for LIVE centers on Price/Book.

Bear Case : HOVNP

The primary concerns for HOVNP are Revenue Growth, EPS Growth, Altman Z-Score.

Bear Case : LIVE

The primary concerns for LIVE are Market Cap, Return on Equity, Profit Margin. Debt-to-equity of 2.50 is elevated, increasing financial risk. Thin 0.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

HOVNP is growing revenue faster at 0.0% — sustainability is the question.

LIVE generates stronger free cash flow (-4M), providing more financial flexibility.

Monitor HOMEBUILDING & CONSTRUCTION SUPPLIES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LIVE scores higher overall (33/100 vs 20/100). Both earn "Avoid" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hovnanian Enterprises Inc. PFD DEP1/1000A

CONSUMER CYCLICAL · HOMEBUILDING & CONSTRUCTION SUPPLIES · USA

Hovnanian Enterprises, Inc. designs, builds, markets and sells residential homes in the United States. The company is headquartered in Red Bank, New Jersey.

Live Ventures Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Live Ventures Incorporated is engaged in flooring manufacturing, steel fabrication and retail businesses in the United States. The company is headquartered in Las Vegas, Nevada.

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