WallStSmart

Hovnanian Enterprises Inc. PFD DEP1/1000A (HOVNP)vsHaverty Furniture Companies Inc (HVT-A)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

HVT-A leads profitability with a 2.6% profit margin vs 0.0%. HVT-A earns a higher WallStSmart Score of 50/100 (D+).

HOVNP

Avoid

20

out of 100

Grade: F

Growth: 4.0Profit: 4.0Value: 5.0Quality: 4.5
Piotroski: 4/9Altman Z: 1.92

HVT-A

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for HOVNP.

HVT-AUndervalued (+58.2%)

Margin of Safety

+58.2%

Fair Value

$69.69

Current Price

$24.01

$45.68 discount

UndervaluedFair: $69.69Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HOVNP0 strengths · Avg: 0/10

No standout strengths identified

HVT-A1 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Areas to Watch

HOVNP4 concerns · Avg: 3.8/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Altman Z-ScoreHealth
1.924/10

Grey zone — moderate risk

Return on EquityProfitability
4.4%3/10

ROE of 4.4% — below average capital efficiency

HVT-A4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$386.45M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : HOVNP

HOVNP has a balanced fundamental profile.

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bear Case : HOVNP

The primary concerns for HOVNP are Revenue Growth, EPS Growth, Altman Z-Score.

Bear Case : HVT-A

The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

HVT-A is growing revenue faster at 4.1% — sustainability is the question.

HVT-A generates stronger free cash flow (-10M), providing more financial flexibility.

Monitor HOMEBUILDING & CONSTRUCTION SUPPLIES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT-A scores higher overall (50/100 vs 20/100). Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hovnanian Enterprises Inc. PFD DEP1/1000A

CONSUMER CYCLICAL · HOMEBUILDING & CONSTRUCTION SUPPLIES · USA

Hovnanian Enterprises, Inc. designs, builds, markets and sells residential homes in the United States. The company is headquartered in Red Bank, New Jersey.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

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