WallStSmart

Hope Bancorp Inc (HOPE)vsJPMorgan Chase & Co (JPM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

JPMorgan Chase & Co generates 34791% more annual revenue ($186.33B vs $534.03M). JPM leads profitability with a 34.9% profit margin vs 23.9%. HOPE appears more attractively valued with a PEG of 1.24. HOPE earns a higher WallStSmart Score of 82/100 (A-).

HOPE

Exceptional Buy

82

out of 100

Grade: A-

Growth: 9.3Profit: 6.5Value: 6.3Quality: 5.0
Piotroski: 3/9Altman Z: 0.17

JPM

Exceptional Buy

81

out of 100

Grade: A-

Growth: 10.0Profit: 8.0Value: 5.7Quality: 3.0
Piotroski: 4/9Altman Z: 0.55

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HOPE6 strengths · Avg: 9.3/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Operating MarginProfitability
34.2%10/10

Strong operational efficiency at 34.2%

Revenue GrowthGrowth
71.0%10/10

Revenue surging 71.0% year-over-year

Profit MarginProfitability
23.9%9/10

Keeps 24 of every $100 in revenue as profit

Debt/EquityHealth
0.259/10

Conservative balance sheet, low leverage

P/E RatioValuation
13.8x8/10

Attractively priced relative to earnings

JPM6 strengths · Avg: 9.3/10
Market CapQuality
$946.93B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
34.9%10/10

Keeps 35 of every $100 in revenue as profit

Operating MarginProfitability
50.4%10/10

Strong operational efficiency at 50.4%

Revenue GrowthGrowth
30.4%10/10

Revenue surging 30.4% year-over-year

P/E RatioValuation
15.2x8/10

Attractively priced relative to earnings

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Areas to Watch

HOPE4 concerns · Avg: 2.8/10
Market CapQuality
$1.77B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.1%3/10

ROE of 3.1% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.172/10

Distress zone — elevated risk

JPM4 concerns · Avg: 2.3/10
PEG RatioValuation
1.644/10

Expensive relative to growth rate

Free Cash FlowQuality
$-25.28B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.552/10

Distress zone — elevated risk

Debt/EquityHealth
3.301/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : HOPE

The strongest argument for HOPE centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 23.9% and operating margin at 34.2%. Revenue growth of 71.0% demonstrates continued momentum.

Bull Case : JPM

The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 34.9% and operating margin at 50.4%. Revenue growth of 30.4% demonstrates continued momentum.

Bear Case : HOPE

The primary concerns for HOPE are Market Cap, Return on Equity, Piotroski F-Score.

Bear Case : JPM

The primary concerns for JPM are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 3.30 is elevated, increasing financial risk.

Key Dynamics to Monitor

JPM carries more volatility with a beta of 0.97 — expect wider price swings.

HOPE is growing revenue faster at 71.0% — sustainability is the question.

HOPE generates stronger free cash flow (56M), providing more financial flexibility.

Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HOPE scores higher overall (82/100 vs 81/100), backed by strong 23.9% margins and 71.0% revenue growth. Both earn "Exceptional Buy" and "Exceptional Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hope Bancorp Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Hope Bancorp, Inc. is the bank holding company for Bank of Hope providing banking services for small and medium-sized businesses and individuals in the United States. The company is headquartered in Los Angeles, California.

JPMorgan Chase & Co

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.

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