WallStSmart

Robinhood Markets Inc (HOOD)vsNetcapital Inc (NCPL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Robinhood Markets Inc generates 623700% more annual revenue ($4.61B vs $739,500). HOOD leads profitability with a 41.1% profit margin vs 0.0%. HOOD earns a higher WallStSmart Score of 60/100 (C+).

HOOD

Buy

60

out of 100

Grade: C+

Growth: 7.3Profit: 8.5Value: 3.0Quality: 3.5
Piotroski: 3/9Altman Z: 0.65

NCPL

Avoid

23

out of 100

Grade: F

Growth: 2.0Profit: 2.5Value: 5.0Quality: 4.5
Piotroski: 2/9Altman Z: -5.08

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HOOD6 strengths · Avg: 9.0/10
Profit MarginProfitability
41.1%10/10

Keeps 41 of every $100 in revenue as profit

Operating MarginProfitability
38.5%10/10

Strong operational efficiency at 38.5%

Market CapQuality
$94.08B9/10

Large-cap with strong market position

Return on EquityProfitability
20.4%9/10

Every $100 of equity generates 20 in profit

Revenue GrowthGrowth
15.1%8/10

15.1% revenue growth

Free Cash FlowQuality
$1.19B8/10

Generating 1.2B in free cash flow

NCPL2 strengths · Avg: 9.5/10
Price/BookValuation
0.1x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Areas to Watch

HOOD4 concerns · Avg: 3.5/10
Price/BookValuation
8.7x4/10

Trading at 8.7x book value

EPS GrowthGrowth
2.7%4/10

2.7% earnings growth

Debt/EquityHealth
1.443/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

NCPL4 concerns · Avg: 2.8/10
Market CapQuality
$2.99M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-130.2%2/10

ROE of -130.2% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : HOOD

The strongest argument for HOOD centers on Profit Margin, Operating Margin, Market Cap. Profitability is solid with margins at 41.1% and operating margin at 38.5%. Revenue growth of 15.1% demonstrates continued momentum.

Bull Case : NCPL

The strongest argument for NCPL centers on Price/Book, Debt/Equity.

Bear Case : HOOD

The primary concerns for HOOD are Price/Book, EPS Growth, Debt/Equity. A P/E of 51.5x leaves little room for execution misses.

Bear Case : NCPL

The primary concerns for NCPL are Market Cap, Profit Margin, Piotroski F-Score.

Key Dynamics to Monitor

HOOD profiles as a growth stock while NCPL is a value play — different risk/reward profiles.

HOOD carries more volatility with a beta of 2.34 — expect wider price swings.

HOOD is growing revenue faster at 15.1% — sustainability is the question.

HOOD generates stronger free cash flow (1.2B), providing more financial flexibility.

Bottom Line

HOOD scores higher overall (60/100 vs 23/100), backed by strong 41.1% margins and 15.1% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Robinhood Markets Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Robinhood Markets Inc (HOOD) is a leading fintech company revolutionizing retail investing since 2013 with its innovative, commission-free trading platform. By offering a diverse range of investment products—including stocks, ETFs, options, and cryptocurrencies—Robinhood caters to a broad demographic, particularly engaging younger investors. The company is committed to financial education and inclusivity, further solidified by its unique features like fractional shares and advanced cash management solutions. With a focus on transparency and efficiency, Robinhood is well-positioned as a key player in the evolving digital brokerage landscape.

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Netcapital Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Netcapital Inc. is a fintech company. The company is headquartered in Boston, Massachusetts.

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