Horace Mann Educators Corporation (HMN)vsSun Life Financial Inc. (SLF)
HMN
Horace Mann Educators Corporation
$45.35
-1.16%
FINANCIAL SERVICES · Cap: $1.91B
SLF
Sun Life Financial Inc.
$79.91
+0.58%
FINANCIAL SERVICES · Cap: $44.98B
Smart Verdict
WallStSmart Research — data-driven comparison
Sun Life Financial Inc. generates 1935% more annual revenue ($35.53B vs $1.75B). HMN leads profitability with a 10.2% profit margin vs 9.5%. HMN appears more attractively valued with a PEG of 1.16. HMN earns a higher WallStSmart Score of 68/100 (B-).
HMN
Strong Buy68
out of 100
Grade: B-
SLF
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 42.3% YoY
Reasonable price relative to book value
Earnings expanding 43.2% YoY
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : HMN
The strongest argument for HMN centers on P/E Ratio, Price/Book, EPS Growth. PEG of 1.16 suggests the stock is reasonably priced for its growth.
Bull Case : SLF
The strongest argument for SLF centers on Price/Book, EPS Growth. PEG of 1.33 suggests the stock is reasonably priced for its growth.
Bear Case : HMN
The primary concerns for HMN are Market Cap, Piotroski F-Score.
Bear Case : SLF
No major red flags identified for SLF, but monitor valuation.
Key Dynamics to Monitor
SLF carries more volatility with a beta of 0.80 — expect wider price swings.
HMN is growing revenue faster at 7.7% — sustainability is the question.
HMN generates stronger free cash flow (224M), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HMN scores higher overall (68/100 vs 67/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Horace Mann Educators Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Horace Mann Educators Corporation, is a multi-line insurance company in the United States. The company is headquartered in Springfield, Illinois.
Visit Website →Sun Life Financial Inc.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.
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