Hartford Financial Services Group (HIG)vsWhiteHorse Finance (WHF)
HIG
Hartford Financial Services Group
$136.36
-0.32%
FINANCIAL SERVICES · Cap: $36.75B
WHF
WhiteHorse Finance
$7.04
+0.86%
FINANCIAL SERVICES · Cap: $152.48M
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 44818% more annual revenue ($29.32B vs $65.26M). WHF leads profitability with a 26.9% profit margin vs 14.9%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 79/100 (B+).
HIG
Strong Buy79
out of 100
Grade: B+
WHF
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 66.3%
Earnings expanding 398.5% YoY
Keeps 27 of every $100 in revenue as profit
Areas to Watch
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 3.8% — below average capital efficiency
Elevated debt levels
Revenue declined 23.7%
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : WHF
The strongest argument for WHF centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 26.9% and operating margin at 66.3%. PEG of 1.01 suggests the stock is reasonably priced for its growth.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : WHF
The primary concerns for WHF are Market Cap, Return on Equity, Debt/Equity.
Key Dynamics to Monitor
HIG profiles as a value stock while WHF is a declining play — different risk/reward profiles.
HIG carries more volatility with a beta of 0.45 — expect wider price swings.
HIG is growing revenue faster at 8.1% — sustainability is the question.
HIG generates stronger free cash flow (1.1B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (79/100 vs 68/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →WhiteHorse Finance
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
WhiteHorse Finance, Inc. (WHF) is a prominent business development company focused on delivering tailored financing solutions to private middle-market companies. Established in 2013 and publicly listed since 2014, WHF has cultivated a diverse portfolio largely centered on first and second lien secured debt, aimed at generating stable income and potential capital appreciation for its investors. The company's disciplined investment strategy, combined with a seasoned management team, strategically positions WHF to address the growing capital demands of small to mid-sized businesses, solidifying its status as a reliable partner in the dynamic financial marketplace.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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