Hartford Financial Services Group (HIG)vsWashington Trust Bancorp Inc (WASH)
HIG
Hartford Financial Services Group
$136.36
-0.32%
FINANCIAL SERVICES · Cap: $36.75B
WASH
Washington Trust Bancorp Inc
$39.99
+0.35%
FINANCIAL SERVICES · Cap: $767.93M
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 13164% more annual revenue ($29.32B vs $221.01M). WASH leads profitability with a 25.1% profit margin vs 14.9%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 79/100 (B+).
HIG
Strong Buy79
out of 100
Grade: B+
WASH
Strong Buy70
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Reasonable price relative to book value
Strong operational efficiency at 36.3%
Keeps 25 of every $100 in revenue as profit
Attractively priced relative to earnings
Earnings expanding 22.1% YoY
Areas to Watch
Distress zone — elevated risk
Smaller company, higher risk/reward
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : WASH
The strongest argument for WASH centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 25.1% and operating margin at 36.3%.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : WASH
The primary concerns for WASH are Market Cap, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
HIG profiles as a value stock while WASH is a mature play — different risk/reward profiles.
WASH carries more volatility with a beta of 0.70 — expect wider price swings.
WASH is growing revenue faster at 9.7% — sustainability is the question.
HIG generates stronger free cash flow (1.1B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (79/100 vs 70/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Washington Trust Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Washington Trust Bancorp, Inc. is the banking holding company for The Washington Trust Company of Westerly, offering a variety of banking and financial services to individuals and businesses. The company is headquartered in Westerly, Rhode Island.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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