Hartford Financial Services Group (HIG)vsVirtus Investment Partners, Inc. (VRTS)
HIG
Hartford Financial Services Group
$124.23
-1.16%
FINANCIAL SERVICES · Cap: $35.73B
VRTS
Virtus Investment Partners, Inc.
$130.58
+0.59%
FINANCIAL SERVICES · Cap: $863.00M
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 3452% more annual revenue ($29.32B vs $825.30M). HIG leads profitability with a 14.9% profit margin vs 14.5%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 79/100 (B+).
HIG
Strong Buy79
out of 100
Grade: B+
VRTS
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Growing faster than its price suggests
Areas to Watch
Distress zone — elevated risk
Smaller company, higher risk/reward
Revenue declined 4.4%
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : VRTS
The strongest argument for VRTS centers on P/E Ratio, Price/Book, PEG Ratio. PEG of 0.56 suggests the stock is reasonably priced for its growth.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : VRTS
The primary concerns for VRTS are Market Cap, Revenue Growth, Altman Z-Score. Debt-to-equity of 2.99 is elevated, increasing financial risk.
Key Dynamics to Monitor
HIG profiles as a value stock while VRTS is a declining play — different risk/reward profiles.
VRTS carries more volatility with a beta of 1.33 — expect wider price swings.
HIG is growing revenue faster at 8.1% — sustainability is the question.
HIG generates stronger free cash flow (1.1B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (79/100 vs 63/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Virtus Investment Partners, Inc.
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Virtus Investment Partners, Inc. is a publicly owned investment manager. The company is headquartered in Hartford, Connecticut.
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