Hartford Financial Services Group (HIG)vsVirtu Financial, Inc. (VIRT)
HIG
Hartford Financial Services Group
$132.14
+3.78%
FINANCIAL SERVICES · Cap: $35.53B
VIRT
Virtu Financial, Inc.
$52.18
+1.38%
FINANCIAL SERVICES · Cap: $12.40B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 844% more annual revenue ($28.79B vs $3.05B). VIRT leads profitability with a 18.1% profit margin vs 14.1%. HIG trades at a lower P/E of 9.1x. HIG earns a higher WallStSmart Score of 79/100 (B+).
HIG
Strong Buy79
out of 100
Grade: B+
VIRT
Strong Buy75
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 41.4% YoY
Attractively priced relative to earnings
Every $100 of equity generates 32 in profit
Strong operational efficiency at 46.8%
Revenue surging 30.3% year-over-year
Earnings expanding 84.3% YoY
Reasonable price relative to book value
Areas to Watch
Distress zone — elevated risk
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : VIRT
The strongest argument for VIRT centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 18.1% and operating margin at 46.8%. Revenue growth of 30.3% demonstrates continued momentum.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : VIRT
The primary concerns for VIRT are Free Cash Flow, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.68 is elevated, increasing financial risk.
Key Dynamics to Monitor
HIG profiles as a value stock while VIRT is a growth play — different risk/reward profiles.
VIRT carries more volatility with a beta of 0.61 — expect wider price swings.
VIRT is growing revenue faster at 30.3% — sustainability is the question.
HIG generates stronger free cash flow (1.0B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (79/100 vs 75/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Virtu Financial, Inc.
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Virtu Financial, Inc., a financial services company, provides data, analytics and connectivity products and execution services to clients around the world. The company is headquartered in New York, New York.
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