WallStSmart

Hartford Financial Services Group (HIG)vsVirtu Financial, Inc. (VIRT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 912% more annual revenue ($28.79B vs $2.85B). VIRT leads profitability with a 16.5% profit margin vs 14.1%. VIRT trades at a lower P/E of 9.5x. HIG earns a higher WallStSmart Score of 77/100 (B+).

HIG

Strong Buy

77

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.3
Piotroski: 6/9

VIRT

Strong Buy

75

out of 100

Grade: B+

Growth: 8.7Profit: 8.5Value: 6.7Quality: 4.8
Piotroski: 3/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.6x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.7%9/10

Every $100 of equity generates 23 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

VIRT6 strengths · Avg: 9.0/10
P/E RatioValuation
9.5x10/10

Attractively priced relative to earnings

Return on EquityProfitability
52.7%10/10

Every $100 of equity generates 53 in profit

Operating MarginProfitability
51.0%10/10

Strong operational efficiency at 51.0%

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
22.9%8/10

Revenue surging 22.9% year-over-year

EPS GrowthGrowth
49.7%8/10

Earnings expanding 49.7% YoY

Areas to Watch

HIG0 concerns · Avg: 0/10

No major concerns identified

VIRT1 concerns · Avg: 3.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bull Case : VIRT

The strongest argument for VIRT centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 16.5% and operating margin at 51.0%. Revenue growth of 22.9% demonstrates continued momentum.

Bear Case : HIG

No major red flags identified for HIG, but monitor valuation.

Bear Case : VIRT

The primary concerns for VIRT are Piotroski F-Score.

Key Dynamics to Monitor

HIG profiles as a value stock while VIRT is a growth play — different risk/reward profiles.

VIRT carries more volatility with a beta of 0.53 — expect wider price swings.

VIRT is growing revenue faster at 22.9% — sustainability is the question.

VIRT generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

HIG scores higher overall (77/100 vs 75/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

Visit Website →

Virtu Financial, Inc.

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Virtu Financial, Inc., a financial services company, provides data, analytics and connectivity products and execution services to clients around the world. The company is headquartered in New York, New York.

Want to dig deeper into these stocks?