WallStSmart

Hartford Financial Services Group (HIG)vsTPG Inc (TPG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 671% more annual revenue ($28.79B vs $3.73B). HIG leads profitability with a 14.1% profit margin vs 4.2%. HIG trades at a lower P/E of 9.1x. HIG earns a higher WallStSmart Score of 79/100 (B+).

HIG

Strong Buy

79

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.0
Piotroski: 6/9Altman Z: 1.23

TPG

Avoid

31

out of 100

Grade: F

Growth: 5.3Profit: 4.5Value: 4.0Quality: 3.0
Piotroski: 5/9Altman Z: 0.34

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.1x10/10

Attractively priced relative to earnings

Return on EquityProfitability
21.5%9/10

Every $100 of equity generates 22 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

TPG0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

HIG1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
1.232/10

Distress zone — elevated risk

TPG4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
4.2%3/10

4.2% margin — thin

P/E RatioValuation
187.0x2/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
-56.8%2/10

Revenue declined 56.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bull Case : TPG

TPG has a balanced fundamental profile.

Bear Case : HIG

The primary concerns for HIG are Altman Z-Score.

Bear Case : TPG

The primary concerns for TPG are EPS Growth, Profit Margin, P/E Ratio. A P/E of 187.0x leaves little room for execution misses. Debt-to-equity of 2.63 is elevated, increasing financial risk.

Key Dynamics to Monitor

TPG carries more volatility with a beta of 1.43 — expect wider price swings.

HIG is growing revenue faster at 6.1% — sustainability is the question.

HIG generates stronger free cash flow (1.0B), providing more financial flexibility.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HIG scores higher overall (79/100 vs 31/100). Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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TPG Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

TPG Inc. is a global alternative asset manager. The company is headquartered in Fort Worth, Texas.

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