WallStSmart

Hartford Financial Services Group (HIG)vsBlackRock TCP Capital Corp (TCPC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 15175% more annual revenue ($28.79B vs $188.48M). HIG leads profitability with a 14.1% profit margin vs -66.9%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 79/100 (B+).

HIG

Strong Buy

79

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.0
Piotroski: 6/9Altman Z: 1.23

TCPC

Buy

55

out of 100

Grade: C

Growth: 4.3Profit: 5.0Value: 6.0Quality: 5.8
Piotroski: 2/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.1x10/10

Attractively priced relative to earnings

Return on EquityProfitability
21.5%9/10

Every $100 of equity generates 22 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

TCPC3 strengths · Avg: 9.3/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Operating MarginProfitability
81.1%10/10

Strong operational efficiency at 81.1%

PEG RatioValuation
0.918/10

Growing faster than its price suggests

Areas to Watch

HIG1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
1.232/10

Distress zone — elevated risk

TCPC4 concerns · Avg: 2.8/10
Market CapQuality
$312.12M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.643/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-22.3%2/10

ROE of -22.3% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bull Case : TCPC

The strongest argument for TCPC centers on Price/Book, Operating Margin, PEG Ratio. PEG of 0.91 suggests the stock is reasonably priced for its growth.

Bear Case : HIG

The primary concerns for HIG are Altman Z-Score.

Bear Case : TCPC

The primary concerns for TCPC are Market Cap, Debt/Equity, Piotroski F-Score. Debt-to-equity of 1.64 is elevated, increasing financial risk.

Key Dynamics to Monitor

HIG profiles as a value stock while TCPC is a turnaround play — different risk/reward profiles.

TCPC carries more volatility with a beta of 0.99 — expect wider price swings.

HIG is growing revenue faster at 6.1% — sustainability is the question.

HIG generates stronger free cash flow (1.0B), providing more financial flexibility.

Bottom Line

HIG scores higher overall (79/100 vs 55/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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BlackRock TCP Capital Corp

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

BlackRock TCP Capital Corp (TCPC) is a leading business development company dedicated to delivering tailored financing solutions to middle-market enterprises across a variety of sectors. With the backing of BlackRock's substantial investment expertise, TCPC focuses on offering senior secured loans and diverse debt instruments that aim to achieve robust risk-adjusted returns while maintaining a commitment to capital preservation. The firm's proactive approach to supporting portfolio growth, combined with its extensive market relationships, enhances its adaptability in fluctuating economic conditions. Additionally, TCPC’s strategic focus on consistent dividend distributions makes it an attractive option for income-driven investors seeking financial resilience amid market volatility.

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