Hartford Financial Services Group (HIG)vsSouthState Corporation (SSB)
HIG
Hartford Financial Services Group
$136.64
-1.55%
FINANCIAL SERVICES · Cap: $37.46B
SSB
SouthState Corporation
$96.55
-1.90%
FINANCIAL SERVICES · Cap: $9.46B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 976% more annual revenue ($28.79B vs $2.68B). SSB leads profitability with a 34.9% profit margin vs 14.1%. HIG appears more attractively valued with a PEG of 0.12. SSB earns a higher WallStSmart Score of 81/100 (A-).
HIG
Strong Buy77
out of 100
Grade: B+
SSB
Exceptional Buy81
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 23 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 41.4% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 50.3%
Earnings expanding 162.1% YoY
Revenue surging 22.8% year-over-year
Areas to Watch
No major concerns identified
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : SSB
The strongest argument for SSB centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 34.9% and operating margin at 50.3%. Revenue growth of 22.8% demonstrates continued momentum.
Bear Case : HIG
No major red flags identified for HIG, but monitor valuation.
Bear Case : SSB
The primary concerns for SSB are Altman Z-Score.
Key Dynamics to Monitor
HIG profiles as a value stock while SSB is a growth play — different risk/reward profiles.
SSB carries more volatility with a beta of 0.75 — expect wider price swings.
SSB is growing revenue faster at 22.8% — sustainability is the question.
HIG generates stronger free cash flow (1.0B), providing more financial flexibility.
Bottom Line
SSB scores higher overall (81/100 vs 77/100), backed by strong 34.9% margins and 22.8% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →SouthState Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
South State Corporation is the banking holding company for South State Bank offering a range of banking products and services. The company is headquartered in Winter Haven, Florida.
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