Hartford Financial Services Group (HIG)vsServisFirst Bancshares Inc (SFBS)
HIG
Hartford Financial Services Group
$136.36
-0.32%
FINANCIAL SERVICES · Cap: $36.75B
SFBS
ServisFirst Bancshares Inc
$42.13
-0.50%
FINANCIAL SERVICES · Cap: $4.72B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 4909% more annual revenue ($29.32B vs $585.22M). SFBS leads profitability with a 54.8% profit margin vs 14.9%. HIG trades at a lower P/E of 9.4x. HIG earns a higher WallStSmart Score of 79/100 (B+).
HIG
Strong Buy79
out of 100
Grade: B+
SFBS
Strong Buy70
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Reasonable price relative to book value
Keeps 55 of every $100 in revenue as profit
Strong operational efficiency at 70.0%
Revenue surging 30.1% year-over-year
Attractively priced relative to earnings
Earnings expanding 40.1% YoY
Areas to Watch
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : SFBS
The strongest argument for SFBS centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 54.8% and operating margin at 70.0%. Revenue growth of 30.1% demonstrates continued momentum.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : SFBS
The primary concerns for SFBS are Altman Z-Score.
Key Dynamics to Monitor
HIG profiles as a value stock while SFBS is a growth play — different risk/reward profiles.
SFBS carries more volatility with a beta of 0.85 — expect wider price swings.
SFBS is growing revenue faster at 30.1% — sustainability is the question.
HIG generates stronger free cash flow (1.1B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (79/100 vs 70/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →ServisFirst Bancshares Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
ServisFirst Bancshares, Inc. is the banking holding company for ServisFirst Bank providing various banking services to individual and corporate clients. The company is headquartered in Birmingham, Alabama.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?