WallStSmart

Hartford Financial Services Group (HIG)vsB. Riley Financial Inc (RILY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 3213% more annual revenue ($28.79B vs $869.07M). RILY leads profitability with a 35.4% profit margin vs 14.1%. RILY trades at a lower P/E of 1.0x. HIG earns a higher WallStSmart Score of 77/100 (B+).

HIG

Strong Buy

77

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.3
Piotroski: 6/9

RILY

Strong Buy

66

out of 100

Grade: B-

Growth: 8.0Profit: 7.0Value: 6.7Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.6x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.7%9/10

Every $100 of equity generates 23 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

RILY4 strengths · Avg: 10.0/10
P/E RatioValuation
1.0x10/10

Attractively priced relative to earnings

Profit MarginProfitability
35.4%10/10

Keeps 35 of every $100 in revenue as profit

Revenue GrowthGrowth
75.8%10/10

Revenue surging 75.8% year-over-year

EPS GrowthGrowth
11633.0%10/10

Earnings expanding 11633.0% YoY

Areas to Watch

HIG0 concerns · Avg: 0/10

No major concerns identified

RILY2 concerns · Avg: 2.5/10
Market CapQuality
$269.26M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-3385.0%2/10

ROE of -3385.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bull Case : RILY

The strongest argument for RILY centers on P/E Ratio, Profit Margin, Revenue Growth. Profitability is solid with margins at 35.4% and operating margin at 15.7%. Revenue growth of 75.8% demonstrates continued momentum.

Bear Case : HIG

No major red flags identified for HIG, but monitor valuation.

Bear Case : RILY

The primary concerns for RILY are Market Cap, Return on Equity.

Key Dynamics to Monitor

HIG profiles as a value stock while RILY is a growth play — different risk/reward profiles.

RILY carries more volatility with a beta of 1.19 — expect wider price swings.

RILY is growing revenue faster at 75.8% — sustainability is the question.

HIG generates stronger free cash flow (1.0B), providing more financial flexibility.

Bottom Line

HIG scores higher overall (77/100 vs 66/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

Visit Website →

B. Riley Financial Inc

FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA

B. Riley Financial, Inc. provides collaborative financial services and solutions in North America, Australia and Europe. The company is headquartered in Los Angeles, California.

Want to dig deeper into these stocks?