Hartford Financial Services Group (HIG)vsPeoples Fin (PFIS)
HIG
Hartford Financial Services Group
$122.36
-2.77%
FINANCIAL SERVICES · Cap: $35.73B
PFIS
Peoples Fin
$67.36
-2.04%
FINANCIAL SERVICES · Cap: $674.30M
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 15271% more annual revenue ($29.32B vs $190.72M). PFIS leads profitability with a 29.8% profit margin vs 14.9%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 79/100 (B+).
HIG
Strong Buy79
out of 100
Grade: B+
PFIS
Buy61
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 42.1%
Keeps 30 of every $100 in revenue as profit
Areas to Watch
Distress zone — elevated risk
0.7% revenue growth
Smaller company, higher risk/reward
Earnings declined 12.0%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : PFIS
The strongest argument for PFIS centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 29.8% and operating margin at 42.1%. PEG of 1.31 suggests the stock is reasonably priced for its growth.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : PFIS
The primary concerns for PFIS are Revenue Growth, Market Cap, EPS Growth.
Key Dynamics to Monitor
PFIS carries more volatility with a beta of 0.72 — expect wider price swings.
HIG is growing revenue faster at 8.1% — sustainability is the question.
HIG generates stronger free cash flow (1.1B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HIG scores higher overall (79/100 vs 61/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Peoples Fin
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Peoples Financial Services Corp. The company is headquartered in Scranton, Pennsylvania.
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